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Starling Bank VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Cambridge & Counties Bank better for your small business?



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Below we look at both Starling Bank and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Starling Bank vs Cambridge & Counties Bank Trustpilot Reviews

Starling BankCambridge & Counties Bank
Trustpilot Review Score (out of 5)4.32.8
Percent 5-Star Reviews76%29%
Percent 1- Star Reviews11%43%
Total Number of Reviews38,8697
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.ccbank.co.uk

Starling Bank vs Cambridge & Counties Bank App Reviews

Starling BankCambridge & Counties Bank
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews477,500No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews114,000No Reviews
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/

Starling Bank vs Cambridge & Counties Bank Account Fees & Charges

Starling BankCambridge & Counties Bank
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£12
Most Expensive Monthly Account FeeNo£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)0.70%£2
Cheques (in/out)Free£2
CHAPS Payments Cost£20£20
SEPA Payments CostNo25p

Starling Bank vs Cambridge & Counties Bank Business Savings Rates

Starling BankCambridge & Counties Bank
Types of Business Savings AccountsNoneNotice account, Fixed Rate
Lowest Savings Rate (AER)NA4.05%
Maximum Savings Rate (AER)NA4.80%
Minimum Savings AmountNo£10,000
Interest Paid On Foreign CurrenciesYesNo
 

Starling Bank vs Cambridge & Counties Bank Account Opening Times

Starling BankCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Starling Bank vs Cambridge & Counties Bank Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Starling BankCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsNone, but can use post office locations for some servicesLeicester

Starling Bank vs Cambridge & Counties Bank Customer Support Options

Starling BankCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Starling Bank vs Cambridge & Counties Bank Foreign Currency Accounts

Starling BankCambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • CAD (Canadian Dollar)
No

Other Business Services From Starling Bank and Cambridge & Counties Bank

Starling Bank Account Types
Other Starling Bank Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Starling BankCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

Starling Bank vs Cambridge & Counties Bank Banking Basics

Starling BankCambridge & Counties Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number730166579415
WebsiteStarling Bank WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Starling Bank or Cambridge & Counties Bank have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Starling Bank or Cambridge & Counties Bank have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Starling Bank or Cambridge & Counties Bank have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Starling Bank vs Recognise Bank
Starling Bank vs Dudley Building Society
Starling Bank vs MyPOS
Starling Bank vs Ampere
Shawbrook Bank vs RBS (Royal Bank of Scotland)


For other business bank accounts see our guide here.

 



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