Is Starling Bank or Cambridge & Counties Bank better for your small business?
Below we look at both Starling Bank and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Starling Bank vs Cambridge & Counties Bank Trustpilot Reviews
Starling Bank | Cambridge & Counties Bank | |
Trustpilot Review Score (out of 5) | 4.3 | 2.8 |
Percent 5-Star Reviews | 76% | 29% |
Percent 1- Star Reviews | 11% | 43% |
Total Number of Reviews | 38,869 | 7 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.ccbank.co.uk
Starling Bank vs Cambridge & Counties Bank App Reviews
Starling Bank | Cambridge & Counties Bank | |
iPhone Review Score (out of 5) | 4.9 | No Rating |
Number of iPhone Reviews | 477,500 | No Reviews |
Android Review Score (out of 5) | 4.5 | No Rating |
Number of Android Reviews | 114,000 | No Reviews |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/
Starling Bank vs Cambridge & Counties Bank Account Fees & Charges
Starling Bank | Cambridge & Counties Bank | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £12 |
Most Expensive Monthly Account Fee | No | £12 |
Electronic Payment Cost (in/out) | Free | £1 |
Cash Payments Cost (in/out) | 0.70% | £2 |
Cheques (in/out) | Free | £2 |
CHAPS Payments Cost | £20 | £20 |
SEPA Payments Cost | No | 25p |
Starling Bank vs Cambridge & Counties Bank Business Savings Rates
Starling Bank | Cambridge & Counties Bank | |
Types of Business Savings Accounts | None | Notice account, Fixed Rate |
Lowest Savings Rate (AER) | NA | 4.05% |
Maximum Savings Rate (AER) | NA | 4.80% |
Minimum Savings Amount | No | £10,000 |
Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs Cambridge & Counties Bank Account Opening Times
Starling Bank | Cambridge & Counties Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 to 5 Working days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
Starling Bank vs Cambridge & Counties Bank Features & Account Types


Starling Bank | Cambridge & Counties Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | Yes |
Branch Locations | None, but can use post office locations for some services | Leicester |
Starling Bank vs Cambridge & Counties Bank Customer Support Options
Starling Bank | Cambridge & Counties Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
Starling Bank vs Cambridge & Counties Bank Foreign Currency Accounts
Starling Bank | Cambridge & Counties Bank | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Starling Bank and Cambridge & Counties Bank


Starling Bank | Cambridge & Counties Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | No | No |
Starling Bank vs Cambridge & Counties Bank Banking Basics
Starling Bank | Cambridge & Counties Bank | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 730166 | 579415 |
Website | Starling Bank Website | Cambridge & Counties Bank Website |
Common Comparison Questions
Does Starling Bank or Cambridge & Counties Bank have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.
Does Starling Bank or Cambridge & Counties Bank have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Starling Bank or Cambridge & Counties Bank have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).
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For other business bank accounts see our guide here.