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Starling Bank VS Cambridge Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Cambridge Building Society better for your small business?



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Below we look at both Starling Bank and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Cambridge Building Society Homepage
Cambridge Building Society Homepage
 

Starling Bank vs Cambridge Building Society Trustpilot Reviews

Starling BankCambridge Building Society
Trustpilot Review Score (out of 5)4.33.1
Percent 5-Star Reviews76%53%
Percent 1- Star Reviews11%47%
Total Number of Reviews38,86915
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.cambridgebs.co.uk

Starling Bank vs Cambridge Building Society App Reviews

Starling BankCambridge Building Society
iPhone Review Score (out of 5)4.94
Number of iPhone Reviews477,50035
Android Review Score (out of 5)4.52.6
Number of Android Reviews114,00029
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229

Starling Bank vs Cambridge Building Society Account Fees & Charges

Starling BankCambridge Building Society
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£10
Most Expensive Monthly Account FeeNo£20
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)0.70%£1.50
Cheques (in/out)FreeFree
CHAPS Payments Cost£20No
SEPA Payments CostNoNo

Starling Bank vs Cambridge Building Society Business Savings Rates

Starling BankCambridge Building Society
Types of Business Savings AccountsNoneBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond
Lowest Savings Rate (AER)NA2.90%
Maximum Savings Rate (AER)NA4.25%
Minimum Savings AmountNo£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Starling Bank vs Cambridge Building Society Account Opening Times

Starling BankCambridge Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Starling Bank vs Cambridge Building Society Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


Starling BankCambridge Building Society
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesYes
Branch LocationsNone, but can use post office locations for some servicesLocations around Cambridge

Starling Bank vs Cambridge Building Society Customer Support Options

Starling BankCambridge Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesYes

Starling Bank vs Cambridge Building Society Foreign Currency Accounts

Starling BankCambridge Building Society
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • CAD (Canadian Dollar)
No

Other Business Services From Starling Bank and Cambridge Building Society

Starling Bank Account Types
Other Starling Bank Services


Cambridge Building Society Account Types
Other Cambridge Building Society Services


Starling BankCambridge Building Society
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

Starling Bank vs Cambridge Building Society Banking Basics

Starling BankCambridge Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number730166157223
WebsiteStarling Bank WebsiteCambridge Building Society Website

Common Comparison Questions

Does Starling Bank or Cambridge Building Society have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.

Does Starling Bank or Cambridge Building Society have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

Does Starling Bank or Cambridge Building Society have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).

See Other Comparisons:
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Starling Bank vs Cater Allen
Starling Bank vs AIB (Allied Irish Bank)
Starling Bank vs Unity Trust


For other business bank accounts see our guide here.

 



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