Is Starling Bank or Cambridge Building Society better for your small business?
Below we look at both Starling Bank and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Starling Bank vs Cambridge Building Society Trustpilot Reviews
Starling Bank | Cambridge Building Society | |
Trustpilot Review Score (out of 5) | 4.3 | 3.1 |
Percent 5-Star Reviews | 76% | 53% |
Percent 1- Star Reviews | 11% | 47% |
Total Number of Reviews | 38,869 | 15 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.cambridgebs.co.uk
Starling Bank vs Cambridge Building Society App Reviews
Starling Bank | Cambridge Building Society | |
iPhone Review Score (out of 5) | 4.9 | 4 |
Number of iPhone Reviews | 477,500 | 35 |
Android Review Score (out of 5) | 4.5 | 2.6 |
Number of Android Reviews | 114,000 | 29 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
Starling Bank vs Cambridge Building Society Account Fees & Charges
Starling Bank | Cambridge Building Society | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £10 |
Most Expensive Monthly Account Fee | No | £20 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | 0.70% | £1.50 |
Cheques (in/out) | Free | Free |
CHAPS Payments Cost | £20 | No |
SEPA Payments Cost | No | No |
Starling Bank vs Cambridge Building Society Business Savings Rates
Starling Bank | Cambridge Building Society | |
Types of Business Savings Accounts | None | Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond |
Lowest Savings Rate (AER) | NA | 2.90% |
Maximum Savings Rate (AER) | NA | 4.25% |
Minimum Savings Amount | No | £1,000 |
Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs Cambridge Building Society Account Opening Times
Starling Bank | Cambridge Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 to 5 Working days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Starling Bank vs Cambridge Building Society Features & Account Types


Starling Bank | Cambridge Building Society | |
Business Current Account | Yes | No |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | None |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | Yes |
Branch Locations | None, but can use post office locations for some services | Locations around Cambridge |
Starling Bank vs Cambridge Building Society Customer Support Options
Starling Bank | Cambridge Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
Starling Bank vs Cambridge Building Society Foreign Currency Accounts
Starling Bank | Cambridge Building Society | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Starling Bank and Cambridge Building Society


Starling Bank | Cambridge Building Society | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | No | No |
Starling Bank vs Cambridge Building Society Banking Basics
Starling Bank | Cambridge Building Society | |
Bank Type | Challenger | Building Society |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 730166 | 157223 |
Website | Starling Bank Website | Cambridge Building Society Website |
Common Comparison Questions
Does Starling Bank or Cambridge Building Society have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.
Does Starling Bank or Cambridge Building Society have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.
Does Starling Bank or Cambridge Building Society have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).
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For other business bank accounts see our guide here.