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Starling Bank VS Anna: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Anna better for your small business?



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Below we look at both Starling Bank and Anna reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Anna Homepage
Anna Homepage
 

Starling Bank vs Anna Trustpilot Reviews

Starling BankAnna
Trustpilot Review Score (out of 5)4.34.6
Percent 5-Star Reviews76%85%
Percent 1- Star Reviews11%8%
Total Number of Reviews38,8692,677
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/anna.money

Starling Bank vs Anna App Reviews

Starling BankAnna
iPhone Review Score (out of 5)4.94.5
Number of iPhone Reviews477,500846
Android Review Score (out of 5)4.53.9
Number of Android Reviews114,0001,300
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275

Starling Bank vs Anna Account Fees & Charges

Starling BankAnna
Free Business Bank AccountYesYes
Free Business Account Term LengthNo Limit1 Month
Cheapest Monthly Account FeeNo£14.90
Most Expensive Monthly Account FeeNo£49.90
Electronic Payment Cost (in/out)Free20p
Cash Payments Cost (in/out)0.70%£1
Cheques (in/out)FreeFree
CHAPS Payments Cost£20No
SEPA Payments CostNoNo

Starling Bank vs Anna Business Savings Rates

Starling BankAnna
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Starling Bank vs Anna Account Opening Times

Starling BankAnna
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working days3 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Starling Bank vs Anna Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Anna Account Types
Anna Features & Account Types


Starling BankAnna
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online only

Starling Bank vs Anna Customer Support Options

Starling BankAnna
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs Anna Foreign Currency Accounts

Starling BankAnna
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)

Other Business Services From Starling Bank and Anna

Starling Bank Account Types
Other Starling Bank Services


Anna Account Types
Other Anna Services


Starling BankAnna
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

Starling Bank vs Anna Banking Basics

Starling BankAnna
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number730166789333
WebsiteStarling Bank WebsiteAnna Website

Common Comparison Questions

Does Starling Bank or Anna have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of which 85% are 5-star and 8% are 1-star.

Does Starling Bank or Anna have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

Does Starling Bank or Anna have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Anna offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Starling Bank vs Hampshire Trust Bank
Starling Bank vs Mettle
Starling Bank vs Monese
Starling Bank vs Saffron Building Society
Starling Bank vs OakNorth


For other business bank accounts see our guide here.

 



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