Is Starling Bank or Ampere better for your small business?
Below we look at both Starling Bank and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Starling Bank vs Ampere Trustpilot Reviews
Starling Bank | Ampere | |
Trustpilot Review Score (out of 5) | 4.3 | 4.2 |
Percent 5-Star Reviews | 76% | 74% |
Percent 1- Star Reviews | 11% | 18% |
Total Number of Reviews | 38,869 | 50 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/ampere.co.uk
Starling Bank vs Ampere App Reviews
Starling Bank | Ampere | |
iPhone Review Score (out of 5) | 4.9 | 4.8 |
Number of iPhone Reviews | 477,500 | 30 |
Android Review Score (out of 5) | 4.5 | 4.7 |
Number of Android Reviews | 114,000 | 953 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835
Starling Bank vs Ampere Account Fees & Charges
Starling Bank | Ampere | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £20.00 |
Most Expensive Monthly Account Fee | No | £20.00 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | 0.70% | NA |
Cheques (in/out) | Free | NA |
CHAPS Payments Cost | £20 | £25 |
SEPA Payments Cost | No | Free |
Starling Bank vs Ampere Business Savings Rates
Starling Bank | Ampere | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | No | NA |
Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs Ampere Account Opening Times
Starling Bank | Ampere | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 to 5 Working days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Starling Bank vs Ampere Features & Account Types


Starling Bank | Ampere | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | No |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | None, but can use post office locations for some services | None, online only |
Starling Bank vs Ampere Customer Support Options
Starling Bank | Ampere | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Starling Bank vs Ampere Foreign Currency Accounts
Starling Bank | Ampere | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Starling Bank and Ampere


Starling Bank | Ampere | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | Yes | Yes |
Free Accounting Software | No | No |
Starling Bank vs Ampere Banking Basics
Starling Bank | Ampere | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 730166 | 900594 |
Website | Starling Bank Website | Ampere Website |
Common Comparison Questions
Does Starling Bank or Ampere have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.
Does Starling Bank or Ampere have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.
Does Starling Bank or Ampere have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Shawbrook Bank vs RBS (Royal Bank of Scotland)
Shawbrook Bank vs Wise
Shawbrook Bank vs Revolut Business
Shawbrook Bank vs Danske Bank UK
Shawbrook Bank vs Ulster Bank
For other business bank accounts see our guide here.