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Starling Bank VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Ampere better for your small business?



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Below we look at both Starling Bank and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Ampere Homepage
Ampere Homepage
 

Starling Bank vs Ampere Trustpilot Reviews

Starling BankAmpere
Trustpilot Review Score (out of 5)4.34.2
Percent 5-Star Reviews76%74%
Percent 1- Star Reviews11%18%
Total Number of Reviews38,86950
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/ampere.co.uk

Starling Bank vs Ampere App Reviews

Starling BankAmpere
iPhone Review Score (out of 5)4.94.8
Number of iPhone Reviews477,50030
Android Review Score (out of 5)4.54.7
Number of Android Reviews114,000953
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Starling Bank vs Ampere Account Fees & Charges

Starling BankAmpere
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£20.00
Most Expensive Monthly Account FeeNo£20.00
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)0.70%NA
Cheques (in/out)FreeNA
CHAPS Payments Cost£20£25
SEPA Payments CostNoFree

Starling Bank vs Ampere Business Savings Rates

Starling BankAmpere
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Starling Bank vs Ampere Account Opening Times

Starling BankAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Starling Bank vs Ampere Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Ampere Account Types
Ampere Features & Account Types


Starling BankAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online only

Starling Bank vs Ampere Customer Support Options

Starling BankAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs Ampere Foreign Currency Accounts

Starling BankAmpere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • CAD (Canadian Dollar)
No

Other Business Services From Starling Bank and Ampere

Starling Bank Account Types
Other Starling Bank Services


Ampere Account Types
Other Ampere Services


Starling BankAmpere
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesYes
Free Accounting SoftwareNoNo

Starling Bank vs Ampere Banking Basics

Starling BankAmpere
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number730166900594
WebsiteStarling Bank WebsiteAmpere Website

Common Comparison Questions

Does Starling Bank or Ampere have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Starling Bank or Ampere have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Starling Bank or Ampere have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Shawbrook Bank vs RBS (Royal Bank of Scotland)
Shawbrook Bank vs Wise
Shawbrook Bank vs Revolut Business
Shawbrook Bank vs Danske Bank UK
Shawbrook Bank vs Ulster Bank


For other business bank accounts see our guide here.

 



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