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Starling Bank VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Amaiz better for your small business?



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Below we look at both Starling Bank and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Amaiz Homepage
Amaiz Homepage
 

Starling Bank vs Amaiz Trustpilot Reviews

Starling BankAmaiz
Trustpilot Review Score (out of 5)4.34.1
Percent 5-Star Reviews76%68%
Percent 1- Star Reviews11%20%
Total Number of Reviews38,869168
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/amaiz.com

Starling Bank vs Amaiz App Reviews

Starling BankAmaiz
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews477,500No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews114,000No Reviews
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/

Starling Bank vs Amaiz Account Fees & Charges

Starling BankAmaiz
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£49
Most Expensive Monthly Account FeeNo£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)0.70%Free
Cheques (in/out)FreeFree
CHAPS Payments Cost£20£15
SEPA Payments CostNo£3

Starling Bank vs Amaiz Business Savings Rates

Starling BankAmaiz
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Starling Bank vs Amaiz Account Opening Times

Starling BankAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Starling Bank vs Amaiz Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


Starling BankAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online only

Starling Bank vs Amaiz Customer Support Options

Starling BankAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs Amaiz Foreign Currency Accounts

Starling BankAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Starling Bank and Amaiz

Starling Bank Account Types
Other Starling Bank Services


Amaiz Account Types
Other Amaiz Services


Starling BankAmaiz
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareNoYes

Starling Bank vs Amaiz Banking Basics

Starling BankAmaiz
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number730166900857
WebsiteStarling Bank WebsiteAmaiz Website

Common Comparison Questions

Does Starling Bank or Amaiz have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Starling Bank or Amaiz have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Starling Bank or Amaiz have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Starling Bank vs ICICI Bank UK
Starling Bank vs Intergiro
Starling Bank vs GoSolo
Starling Bank vs 3S Money
Starling Bank vs MultiPass


For other business bank accounts see our guide here.

 



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