Is Starling Bank or Allica Bank better for your small business?
Below we look at both Starling Bank and Allica Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs Allica Bank Trustpilot Reviews
| Starling Bank | Allica Bank | |
| Trustpilot Review Score (out of 5) | 4.3 | 4.5 |
| Percent 5-Star Reviews | 76% | 76% |
| Percent 1- Star Reviews | 11% | 6% |
| Total Number of Reviews | 38,869 | 815 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.allica.bank
Starling Bank vs Allica Bank App Reviews
| Starling Bank | Allica Bank | |
| iPhone Review Score (out of 5) | 4.9 | 4.8 |
| Number of iPhone Reviews | 477,500 | 503 |
| Android Review Score (out of 5) | 4.5 | 4.4 |
| Number of Android Reviews | 114,000 | 107 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/allica-bank/id1489138340
Starling Bank vs Allica Bank Account Fees & Charges
| Starling Bank | Allica Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | No | No |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | 0.70% | Free |
| Cheques (in/out) | Free | Unknown |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | No | No |
Starling Bank vs Allica Bank Business Savings Rates
| Starling Bank | Allica Bank | |
| Types of Business Savings Accounts | None | Easy Access, Notice Account |
| Lowest Savings Rate (AER) | NA | 3.65% |
| Maximum Savings Rate (AER) | NA | 5.10% |
| Minimum Savings Amount | No | £20,000 |
| Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs Allica Bank Account Opening Times
| Starling Bank | Allica Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 3 to 5 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs Allica Bank Features & Account Types
| Starling Bank | Allica Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | None, but can use post office locations for some services | Milton Keynes, London and Manchester |
Starling Bank vs Allica Bank Customer Support Options
| Starling Bank | Allica Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Starling Bank vs Allica Bank Foreign Currency Accounts
| Starling Bank | Allica Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Starling Bank and Allica Bank
| Starling Bank | Allica Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs Allica Bank Banking Basics
| Starling Bank | Allica Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 821851 |
| Website | Starling Bank Website | Allica Bank Website |
Common Comparison Questions
Does Starling Bank or Allica Bank have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of which 76% are 5-star and 6% are 1-star.
Does Starling Bank or Allica Bank have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.
Does Starling Bank or Allica Bank have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Allica Bank offers Easy Access, Notice Account accounts with interest rates ranging from 3.65% to 5.10% (AER).
See Other Comparisons:Starling Bank vs Cater Allen
Starling Bank vs AIB (Allied Irish Bank)
Starling Bank vs Unity Trust
Starling Bank vs United Trust Bank
Starling Bank vs HSBC Kinetic
For other business bank accounts see our guide here.