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Starling Bank VS Aldermore: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Aldermore better for your small business?



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Below we look at both Starling Bank and Aldermore reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Aldermore Homepage
Aldermore Homepage
 

Starling Bank vs Aldermore Trustpilot Reviews

Starling BankAldermore
Trustpilot Review Score (out of 5)4.34.6
Percent 5-Star Reviews76%80%
Percent 1- Star Reviews11%9%
Total Number of Reviews38,8694,424
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.aldermore.co.uk

Starling Bank vs Aldermore App Reviews

Starling BankAldermore
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews477,500No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews114,000No Reviews
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/

Starling Bank vs Aldermore Account Fees & Charges

Starling BankAldermore
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£12.50
Most Expensive Monthly Account FeeNo£30
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)0.70%75p / £2 + 2.75%
Cheques (in/out)FreeFree
CHAPS Payments Cost£20£30
SEPA Payments CostNoNo

Starling Bank vs Aldermore Business Savings Rates

Starling BankAldermore
Types of Business Savings AccountsNoneFixed rate, Easy access
Lowest Savings Rate (AER)NA3.25%
Maximum Savings Rate (AER)NA4.60%
Minimum Savings AmountNo£1,000
Interest Paid On Foreign CurrenciesYesYes
 

Starling Bank vs Aldermore Account Opening Times

Starling BankAldermore
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working days2 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Starling Bank vs Aldermore Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Aldermore Account Types
Aldermore Features & Account Types


Starling BankAldermore
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online and phone only

Starling Bank vs Aldermore Customer Support Options

Starling BankAldermore
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs Aldermore Foreign Currency Accounts

Starling BankAldermore
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Starling Bank and Aldermore

Starling Bank Account Types
Other Starling Bank Services


Aldermore Account Types
Other Aldermore Services


Starling BankAldermore
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

Starling Bank vs Aldermore Banking Basics

Starling BankAldermore
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number730166204503
WebsiteStarling Bank WebsiteAldermore Website

Common Comparison Questions

Does Starling Bank or Aldermore have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Aldermore scores 4.6 out of 5 based 4,424 Trustpilot reviews. Of which 80% are 5-star and 9% are 1-star.

Does Starling Bank or Aldermore have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Aldermore’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Starling Bank or Aldermore have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Aldermore offers Fixed rate, Easy access accounts with interest rates ranging from 3.25% to 4.60% (AER).

See Other Comparisons:
Starling Bank vs Handelsbanken
Starling Bank vs Anna
Starling Bank vs Hampshire Trust Bank
Starling Bank vs Mettle
Starling Bank vs Monese


For other business bank accounts see our guide here.

 



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