Is Starling Bank or AIB (Allied Irish Bank) better for your small business?
Below we look at both Starling Bank and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs AIB (Allied Irish Bank) Trustpilot Reviews
| Starling Bank | AIB (Allied Irish Bank) | |
| Trustpilot Review Score (out of 5) | 4.3 | 2.8 |
| Percent 5-Star Reviews | 76% | 20% |
| Percent 1- Star Reviews | 11% | 70% |
| Total Number of Reviews | 38,869 | 10 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/aibgb.co.uk
Starling Bank vs AIB (Allied Irish Bank) App Reviews
| Starling Bank | AIB (Allied Irish Bank) | |
| iPhone Review Score (out of 5) | 4.9 | 1.7 |
| Number of iPhone Reviews | 477,500 | 227 |
| Android Review Score (out of 5) | 4.5 | 1.9 |
| Number of Android Reviews | 114,000 | 21,400 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/aib-mobile/id468042881
Starling Bank vs AIB (Allied Irish Bank) Account Fees & Charges
| Starling Bank | AIB (Allied Irish Bank) | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £10 |
| Most Expensive Monthly Account Fee | No | £10 |
| Electronic Payment Cost (in/out) | Free | 35p |
| Cash Payments Cost (in/out) | 0.70% | 65p per £100 |
| Cheques (in/out) | Free | 70p |
| CHAPS Payments Cost | £20 | £25 |
| SEPA Payments Cost | No | £20 |
Starling Bank vs AIB (Allied Irish Bank) Business Savings Rates
| Starling Bank | AIB (Allied Irish Bank) | |
| Types of Business Savings Accounts | None | Demand deposit account, Business fixed term deposit account, Currency deposit account |
| Lowest Savings Rate (AER) | NA | 0.25% |
| Maximum Savings Rate (AER) | NA | 3.02% |
| Minimum Savings Amount | No | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Starling Bank vs AIB (Allied Irish Bank) Account Opening Times
| Starling Bank | AIB (Allied Irish Bank) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 15 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs AIB (Allied Irish Bank) Features & Account Types
| Starling Bank | AIB (Allied Irish Bank) | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | None, but can use post office locations for some services | Belfast, London and Dublin |
Starling Bank vs AIB (Allied Irish Bank) Customer Support Options
| Starling Bank | AIB (Allied Irish Bank) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Starling Bank vs AIB (Allied Irish Bank) Foreign Currency Accounts
| Starling Bank | AIB (Allied Irish Bank) | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Starling Bank and AIB (Allied Irish Bank)
| Starling Bank | AIB (Allied Irish Bank) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | Yes |
| Free Accounting Software | No | No |
Starling Bank vs AIB (Allied Irish Bank) Banking Basics
| Starling Bank | AIB (Allied Irish Bank) | |
| Bank Type | Challenger | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 204793 |
| Website | Starling Bank Website | AIB (Allied Irish Bank) Website |
Common Comparison Questions
Does Starling Bank or AIB (Allied Irish Bank) have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.
Does Starling Bank or AIB (Allied Irish Bank) have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
Does Starling Bank or AIB (Allied Irish Bank) have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).
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For other business bank accounts see our guide here.