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Soldo VS GoSolo: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Soldo or GoSolo better for your small business?



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Below we look at both Soldo and GoSolo reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Soldo Homepage
Soldo Homepage


GoSolo Homepage
GoSolo Homepage
 

Soldo vs GoSolo Trustpilot Reviews

SoldoGoSolo
Trustpilot Review Score (out of 5)4.72.6
Percent 5-Star Reviews77%39%
Percent 1- Star Reviews11%47%
Total Number of Reviews1,66774
Sources:
https://www.trustpilot.com/review/soldo.com
https://www.trustpilot.com/review/gosolo.net

Soldo vs GoSolo App Reviews

SoldoGoSolo
iPhone Review Score (out of 5)2.74.6
Number of iPhone Reviews7091
Android Review Score (out of 5)2.93.6
Number of Android Reviews46961
Sources:
https://apps.apple.com/gb/app/soldo/id1489150365
https://apps.apple.com/gb/app/gosolo-smart-business-account/id1569028757

Soldo vs GoSolo Account Fees & Charges

SoldoGoSolo
Free Business Bank AccountNoYes
Free Business Account Term LengthNA12 Months
Cheapest Monthly Account Fee£18Free
Most Expensive Monthly Account Fee£30Free
Electronic Payment Cost (in/out)£22% + 20p
Cash Payments Cost (in/out)No£1.50
Cheques (in/out)Free£2.69
CHAPS Payments CostNo£15
SEPA Payments Cost€1.5030p

Soldo vs GoSolo Business Savings Rates

SoldoGoSolo
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesNo
 

Soldo vs GoSolo Account Opening Times

SoldoGoSolo
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayFew minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoYes

Soldo vs GoSolo Features & Account Types

Soldo Account Types
Soldo Features & Account Types


GoSolo Account Types
GoSolo Features & Account Types


SoldoGoSolo
Business Current AccountNoYes
Business Savings AccountNoNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Soldo vs GoSolo Customer Support Options

SoldoGoSolo
Phone Support AvailableNoYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Soldo vs GoSolo Foreign Currency Accounts

SoldoGoSolo
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)
  • SEK (Swedish Krona)
  • NZD (New Zealand Dollar)
  • JPY (Japanese Yen)
No

Other Business Services From Soldo and GoSolo

Soldo Account Types
Other Soldo Services


GoSolo Account Types
Other GoSolo Services


SoldoGoSolo
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Soldo vs GoSolo Banking Basics

SoldoGoSolo
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900459902961
WebsiteSoldo WebsiteGoSolo Website

Common Comparison Questions

Does Soldo or GoSolo have better customer reviews?

Soldo scores 4.7 out of 5 based 1,667 Trustpilot reviews. Of these reviews 77% are 5-star and 11% are 1-star.

Whereas, GoSolo scores 2.6 out of 5 based 74 Trustpilot reviews. Of which 39% are 5-star and 47% are 1-star.

Does Soldo or GoSolo have a better App?

Soldo’s iPhone App is rated 2.7 out of 5 based on 70 reviews. And it’s Android App is rated 2.9 out of 5 based on 469 reviews.

In comparison, GoSolo’s iPhone App is rated 4.6 out of 5 based on 91 reviews. And it’s Android App is rated 3.6 out of 5 based on 61 reviews.

Does Soldo or GoSolo have better business savings rates?

Soldo offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, GoSolo offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Soldo vs 3S Money
Soldo vs MultiPass
Soldo vs Reliance Bank
Soldo vs SumUp Business Account
Soldo vs Cambridge & Counties Bank


For other business bank accounts see our guide here.

 



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