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Soldo VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Soldo or Countingup better for your small business?



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Below we look at both Soldo and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Soldo Homepage
Soldo Homepage


Countingup Homepage
Countingup Homepage
 

Soldo vs Countingup Trustpilot Reviews

SoldoCountingup
Trustpilot Review Score (out of 5)4.74.4
Percent 5-Star Reviews77%81%
Percent 1- Star Reviews11%9%
Total Number of Reviews1,6672,382
Sources:
https://www.trustpilot.com/review/soldo.com
https://www.trustpilot.com/review/countingup.com

Soldo vs Countingup App Reviews

SoldoCountingup
iPhone Review Score (out of 5)2.74.7
Number of iPhone Reviews702,800
Android Review Score (out of 5)2.94.5
Number of Android Reviews4691,300
Sources:
https://apps.apple.com/gb/app/soldo/id1489150365
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Soldo vs Countingup Account Fees & Charges

SoldoCountingup
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£18£3
Most Expensive Monthly Account Fee£30£18
Electronic Payment Cost (in/out)£230p
Cash Payments Cost (in/out)No£1
Cheques (in/out)FreeFree
CHAPS Payments CostNoNo
SEPA Payments Cost€1.50No

Soldo vs Countingup Business Savings Rates

SoldoCountingup
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

Soldo vs Countingup Account Opening Times

SoldoCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day5 minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoYes

Soldo vs Countingup Features & Account Types

Soldo Account Types
Soldo Features & Account Types


Countingup Account Types
Countingup Features & Account Types


SoldoCountingup
Business Current AccountNoYes
Business Savings AccountNoYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesNo
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Soldo vs Countingup Customer Support Options

SoldoCountingup
Phone Support AvailableNoNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Soldo vs Countingup Foreign Currency Accounts

SoldoCountingup
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)
  • SEK (Swedish Krona)
  • NZD (New Zealand Dollar)
  • JPY (Japanese Yen)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Soldo and Countingup

Soldo Account Types
Other Soldo Services


Countingup Account Types
Other Countingup Services


SoldoCountingup
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Soldo vs Countingup Banking Basics

SoldoCountingup
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900459900010
WebsiteSoldo WebsiteCountingup Website

Common Comparison Questions

Does Soldo or Countingup have better customer reviews?

Soldo scores 4.7 out of 5 based 1,667 Trustpilot reviews. Of these reviews 77% are 5-star and 11% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Soldo or Countingup have a better App?

Soldo’s iPhone App is rated 2.7 out of 5 based on 70 reviews. And it’s Android App is rated 2.9 out of 5 based on 469 reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Soldo or Countingup have better business savings rates?

Soldo offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Soldo vs State Bank of India (UK)
Soldo vs Charity Bank
Soldo vs Cumberland Building Society
Soldo vs Redwood Bank
Soldo vs Amaiz


For other business bank accounts see our guide here.

 



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