Merchant Machine

Soldo VS CardOneMoney: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Soldo or CardOneMoney better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Soldo and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Soldo Homepage
Soldo Homepage


CardOneMoney Homepage
CardOneMoney Homepage
 

Soldo vs CardOneMoney Trustpilot Reviews

SoldoCardOneMoney
Trustpilot Review Score (out of 5)4.74.6
Percent 5-Star Reviews77%85%
Percent 1- Star Reviews11%9%
Total Number of Reviews1,667798
Sources:
https://www.trustpilot.com/review/soldo.com
https://www.trustpilot.com/review/cardonemoney.com

Soldo vs CardOneMoney App Reviews

SoldoCardOneMoney
iPhone Review Score (out of 5)2.72.7
Number of iPhone Reviews7061
Android Review Score (out of 5)2.93.9
Number of Android Reviews469200
Sources:
https://apps.apple.com/gb/app/soldo/id1489150365
https://apps.apple.com/gb/app/card-one-money/id1133870045

Soldo vs CardOneMoney Account Fees & Charges

SoldoCardOneMoney
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£18£12.50
Most Expensive Monthly Account Fee£30£25
Electronic Payment Cost (in/out)£2Free
Cash Payments Cost (in/out)No£1.50
Cheques (in/out)Free£5
CHAPS Payments CostNo£30
SEPA Payments Cost€1.50No

Soldo vs CardOneMoney Business Savings Rates

SoldoCardOneMoney
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

Soldo vs CardOneMoney Account Opening Times

SoldoCardOneMoney
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day3 hours
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Soldo vs CardOneMoney Features & Account Types

Soldo Account Types
Soldo Features & Account Types


CardOneMoney Account Types
CardOneMoney Features & Account Types


SoldoCardOneMoney
Business Current AccountNoYes
Business Savings AccountNoNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Soldo vs CardOneMoney Customer Support Options

SoldoCardOneMoney
Phone Support AvailableNoYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Soldo vs CardOneMoney Foreign Currency Accounts

SoldoCardOneMoney
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)
  • SEK (Swedish Krona)
  • NZD (New Zealand Dollar)
  • JPY (Japanese Yen)
  • United States Dollar (USD)
  • Euro (EUR)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)

Other Business Services From Soldo and CardOneMoney

Soldo Account Types
Other Soldo Services


CardOneMoney Account Types
Other CardOneMoney Services


SoldoCardOneMoney
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Soldo vs CardOneMoney Banking Basics

SoldoCardOneMoney
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900459504547
WebsiteSoldo WebsiteCardOneMoney Website

Common Comparison Questions

Does Soldo or CardOneMoney have better customer reviews?

Soldo scores 4.7 out of 5 based 1,667 Trustpilot reviews. Of these reviews 77% are 5-star and 11% are 1-star.

Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.

Does Soldo or CardOneMoney have a better App?

Soldo’s iPhone App is rated 2.7 out of 5 based on 70 reviews. And it’s Android App is rated 2.9 out of 5 based on 469 reviews.

In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.

Does Soldo or CardOneMoney have better business savings rates?

Soldo offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Soldo vs Fair Everywhere
Soldo vs Countingup
Soldo vs State Bank of India (UK)
Soldo vs Charity Bank
Soldo vs Cumberland Building Society


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224