Is Soldo or 3S Money better for your small business?
Below we look at both Soldo and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Soldo vs 3S Money Trustpilot Reviews
Soldo | 3S Money | |
Trustpilot Review Score (out of 5) | 4.7 | 4.7 |
Percent 5-Star Reviews | 77% | 93% |
Percent 1- Star Reviews | 11% | 5% |
Total Number of Reviews | 1,667 | 730 |
https://www.trustpilot.com/review/soldo.com
https://www.trustpilot.com/review/3s.money
Soldo vs 3S Money App Reviews
Soldo | 3S Money | |
iPhone Review Score (out of 5) | 2.7 | No Rating |
Number of iPhone Reviews | 70 | No Reviews |
Android Review Score (out of 5) | 2.9 | No Rating |
Number of Android Reviews | 469 | No Reviews |
https://apps.apple.com/gb/app/soldo/id1489150365
https://www.apple.com/uk/app-store/
Soldo vs 3S Money Account Fees & Charges
Soldo | 3S Money | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £18 | $100 |
Most Expensive Monthly Account Fee | £30 | $100 |
Electronic Payment Cost (in/out) | £2 | Free + 60p |
Cash Payments Cost (in/out) | No | Free |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | No | £20 |
SEPA Payments Cost | €1.50 | €1 |
Soldo vs 3S Money Business Savings Rates
Soldo | 3S Money | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | No |
Soldo vs 3S Money Account Opening Times
Soldo | 3S Money | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 15 minutes |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Soldo vs 3S Money Features & Account Types


Soldo | 3S Money | |
Business Current Account | No | Yes |
Business Savings Account | No | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Soldo vs 3S Money Customer Support Options
Soldo | 3S Money | |
Phone Support Available | No | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Soldo vs 3S Money Foreign Currency Accounts
Soldo | 3S Money | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Soldo and 3S Money


Soldo | 3S Money | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Soldo vs 3S Money Banking Basics
Soldo | 3S Money | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 900459 | 900918 |
Website | Soldo Website | 3S Money Website |
Common Comparison Questions
Does Soldo or 3S Money have better customer reviews?
Soldo scores 4.7 out of 5 based 1,667 Trustpilot reviews. Of these reviews 77% are 5-star and 11% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Soldo or 3S Money have a better App?
Soldo’s iPhone App is rated 2.7 out of 5 based on 70 reviews. And it’s Android App is rated 2.9 out of 5 based on 469 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Soldo or 3S Money have better business savings rates?
Soldo offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.