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Soldo VS 3S Money: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Soldo or 3S Money better for your small business?



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Below we look at both Soldo and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Soldo Homepage
Soldo Homepage


3S Money Homepage
3S Money Homepage
 

Soldo vs 3S Money Trustpilot Reviews

Soldo3S Money
Trustpilot Review Score (out of 5)4.74.7
Percent 5-Star Reviews77%93%
Percent 1- Star Reviews11%5%
Total Number of Reviews1,667730
Sources:
https://www.trustpilot.com/review/soldo.com
https://www.trustpilot.com/review/3s.money

Soldo vs 3S Money App Reviews

Soldo3S Money
iPhone Review Score (out of 5)2.7No Rating
Number of iPhone Reviews70No Reviews
Android Review Score (out of 5)2.9No Rating
Number of Android Reviews469No Reviews
Sources:
https://apps.apple.com/gb/app/soldo/id1489150365
https://www.apple.com/uk/app-store/

Soldo vs 3S Money Account Fees & Charges

Soldo3S Money
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£18$100
Most Expensive Monthly Account Fee£30$100
Electronic Payment Cost (in/out)£2Free + 60p
Cash Payments Cost (in/out)NoFree
Cheques (in/out)Free£1
CHAPS Payments CostNo£20
SEPA Payments Cost€1.50€1

Soldo vs 3S Money Business Savings Rates

Soldo3S Money
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesNo
 

Soldo vs 3S Money Account Opening Times

Soldo3S Money
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day15 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Soldo vs 3S Money Features & Account Types

Soldo Account Types
Soldo Features & Account Types


3S Money Account Types
3S Money Features & Account Types


Soldo3S Money
Business Current AccountNoYes
Business Savings AccountNoNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Soldo vs 3S Money Customer Support Options

Soldo3S Money
Phone Support AvailableNoYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Soldo vs 3S Money Foreign Currency Accounts

Soldo3S Money
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)
  • SEK (Swedish Krona)
  • NZD (New Zealand Dollar)
  • JPY (Japanese Yen)
No

Other Business Services From Soldo and 3S Money

Soldo Account Types
Other Soldo Services


3S Money Account Types
Other 3S Money Services


Soldo3S Money
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Soldo vs 3S Money Banking Basics

Soldo3S Money
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900459900918
WebsiteSoldo Website3S Money Website

Common Comparison Questions

Does Soldo or 3S Money have better customer reviews?

Soldo scores 4.7 out of 5 based 1,667 Trustpilot reviews. Of these reviews 77% are 5-star and 11% are 1-star.

Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.

Does Soldo or 3S Money have a better App?

Soldo’s iPhone App is rated 2.7 out of 5 based on 70 reviews. And it’s Android App is rated 2.9 out of 5 based on 469 reviews.

In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Soldo or 3S Money have better business savings rates?

Soldo offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Soldo vs MultiPass
Soldo vs Reliance Bank
Soldo vs SumUp Business Account
Soldo vs Cambridge & Counties Bank
Soldo vs Recognise Bank


For other business bank accounts see our guide here.

 



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