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Shawbrook Bank VS Mettle: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Shawbrook Bank or Mettle better for your small business?



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Below we look at both Shawbrook Bank and Mettle reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Shawbrook Bank Homepage
Shawbrook Bank Homepage


Mettle Homepage
Mettle Homepage
 

Shawbrook Bank vs Mettle Trustpilot Reviews

Shawbrook BankMettle
Trustpilot Review Score (out of 5)4.74.6
Percent 5-Star Reviews85%81%
Percent 1- Star Reviews7%8%
Total Number of Reviews10,7473,418
Sources:
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/mettle.co.uk

Shawbrook Bank vs Mettle App Reviews

Shawbrook BankMettle
iPhone Review Score (out of 5)No Rating4.9
Number of iPhone ReviewsNo Reviews25,100
Android Review Score (out of 5)No Rating4.8
Number of Android ReviewsNo Reviews8,890
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870

Shawbrook Bank vs Mettle Account Fees & Charges

Shawbrook BankMettle
Free Business Bank AccountNoYes
Free Business Account Term LengthNANo Limit
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account Fee£12No
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)Free£1.50 / £2.50
Cheques (in/out)Free50p
CHAPS Payments Cost£35£20
SEPA Payments CostNoNo

Shawbrook Bank vs Mettle Business Savings Rates

Shawbrook BankMettle
Types of Business Savings AccountsEasy Access, Fixed Rate, Notice AccountsSavings pot
Lowest Savings Rate (AER)3.66%1.46%
Maximum Savings Rate (AER)5.03%1.46%
Minimum Savings Amount£1,000£10
Interest Paid On Foreign CurrenciesNoNo
 

Shawbrook Bank vs Mettle Account Opening Times

Shawbrook BankMettle
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
5 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoNo

Shawbrook Bank vs Mettle Features & Account Types

Shawbrook Bank Account Types
Shawbrook Bank Features & Account Types


Mettle Account Types
Mettle Features & Account Types


Shawbrook BankMettle
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsLimited locations accross the UKNone, online only

Shawbrook Bank vs Mettle Customer Support Options

Shawbrook BankMettle
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Shawbrook Bank vs Mettle Foreign Currency Accounts

Shawbrook BankMettle
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Shawbrook Bank and Mettle

Shawbrook Bank Account Types
Other Shawbrook Bank Services


Mettle Account Types
Other Mettle Services


Shawbrook BankMettle
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesNo
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Shawbrook Bank vs Mettle Banking Basics

Shawbrook BankMettle
Bank TypeChallengerHigh Street/Challenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000 via NatWest
FCA Number204574121878
WebsiteShawbrook Bank WebsiteMettle Website

Common Comparison Questions

Does Shawbrook Bank or Mettle have better customer reviews?

Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.

Whereas, Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of which 81% are 5-star and 8% are 1-star.

Does Shawbrook Bank or Mettle have a better App?

Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

Does Shawbrook Bank or Mettle have better business savings rates?

Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)

In contrast, Mettle offers Savings pot accounts with interest rates ranging from 1.46% to 1.46% (AER).

See Other Comparisons:
Shawbrook Bank vs Monese
Shawbrook Bank vs Saffron Building Society
Shawbrook Bank vs OakNorth
Shawbrook Bank vs Airwallex
Shawbrook Bank vs Triodos Bank


For other business bank accounts see our guide here.

 



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