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Shawbrook Bank VS Kent Reliance: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Shawbrook Bank or Kent Reliance better for your small business?



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Below we look at both Shawbrook Bank and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Shawbrook Bank Homepage
Shawbrook Bank Homepage


Kent Reliance Homepage
Kent Reliance Homepage
 

Shawbrook Bank vs Kent Reliance Trustpilot Reviews

Shawbrook BankKent Reliance
Trustpilot Review Score (out of 5)4.74
Percent 5-Star Reviews85%61%
Percent 1- Star Reviews7%22%
Total Number of Reviews10,7472,104
Sources:
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/www.kentreliance.co.uk

Shawbrook Bank vs Kent Reliance App Reviews

Shawbrook BankKent Reliance
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Shawbrook Bank vs Kent Reliance Account Fees & Charges

Shawbrook BankKent Reliance
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFreeFree
Most Expensive Monthly Account Fee£12Free
Electronic Payment Cost (in/out)Free£10
Cash Payments Cost (in/out)Free£1
Cheques (in/out)Free£1
CHAPS Payments Cost£35£10
SEPA Payments CostNoNo

Shawbrook Bank vs Kent Reliance Business Savings Rates

Shawbrook BankKent Reliance
Types of Business Savings AccountsEasy Access, Fixed Rate, Notice AccountsEasy access, Notice Account, Fixed rate, Business savings
Lowest Savings Rate (AER)3.66%0.10%
Maximum Savings Rate (AER)5.03%5.13%
Minimum Savings Amount£1,000£1,000
Interest Paid On Foreign CurrenciesNoNo
 

Shawbrook Bank vs Kent Reliance Account Opening Times

Shawbrook BankKent Reliance
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
5 Working days10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Shawbrook Bank vs Kent Reliance Features & Account Types

Shawbrook Bank Account Types
Shawbrook Bank Features & Account Types


Kent Reliance Account Types
Kent Reliance Features & Account Types


Shawbrook BankKent Reliance
Business Current AccountNoNo
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneNone
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoYes
Branch LocationsLimited locations accross the UKLocations in Kent only

Shawbrook Bank vs Kent Reliance Customer Support Options

Shawbrook BankKent Reliance
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoYes

Shawbrook Bank vs Kent Reliance Foreign Currency Accounts

Shawbrook BankKent Reliance
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Shawbrook Bank and Kent Reliance

Shawbrook Bank Account Types
Other Shawbrook Bank Services


Kent Reliance Account Types
Other Kent Reliance Services


Shawbrook BankKent Reliance
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesNo
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Shawbrook Bank vs Kent Reliance Banking Basics

Shawbrook BankKent Reliance
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204574530504
WebsiteShawbrook Bank WebsiteKent Reliance Website

Common Comparison Questions

Does Shawbrook Bank or Kent Reliance have better customer reviews?

Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.

Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.

Does Shawbrook Bank or Kent Reliance have a better App?

Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Shawbrook Bank or Kent Reliance have better business savings rates?

Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)

In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).

See Other Comparisons:
Shawbrook Bank vs Cynergy Bank
Shawbrook Bank vs Zempler Bank (formerly Cashplus)
Shawbrook Bank vs Co-operative Bank
Shawbrook Bank vs Aldermore
Shawbrook Bank vs Handelsbanken


For other business bank accounts see our guide here.

 



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