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Shawbrook Bank VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Shawbrook Bank or Countingup better for your small business?



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Below we look at both Shawbrook Bank and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Shawbrook Bank Homepage
Shawbrook Bank Homepage


Countingup Homepage
Countingup Homepage
 

Shawbrook Bank vs Countingup Trustpilot Reviews

Shawbrook BankCountingup
Trustpilot Review Score (out of 5)4.74.4
Percent 5-Star Reviews85%81%
Percent 1- Star Reviews7%9%
Total Number of Reviews10,7472,382
Sources:
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/countingup.com

Shawbrook Bank vs Countingup App Reviews

Shawbrook BankCountingup
iPhone Review Score (out of 5)No Rating4.7
Number of iPhone ReviewsNo Reviews2,800
Android Review Score (out of 5)No Rating4.5
Number of Android ReviewsNo Reviews1,300
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Shawbrook Bank vs Countingup Account Fees & Charges

Shawbrook BankCountingup
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£3
Most Expensive Monthly Account Fee£12£18
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)Free£1
Cheques (in/out)FreeFree
CHAPS Payments Cost£35No
SEPA Payments CostNoNo

Shawbrook Bank vs Countingup Business Savings Rates

Shawbrook BankCountingup
Types of Business Savings AccountsEasy Access, Fixed Rate, Notice AccountsNone
Lowest Savings Rate (AER)3.66%NA
Maximum Savings Rate (AER)5.03%NA
Minimum Savings Amount£1,000NA
Interest Paid On Foreign CurrenciesNoYes
 

Shawbrook Bank vs Countingup Account Opening Times

Shawbrook BankCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
5 Working days5 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoYes

Shawbrook Bank vs Countingup Features & Account Types

Shawbrook Bank Account Types
Shawbrook Bank Features & Account Types


Countingup Account Types
Countingup Features & Account Types


Shawbrook BankCountingup
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesNo
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsLimited locations accross the UKNone, online only

Shawbrook Bank vs Countingup Customer Support Options

Shawbrook BankCountingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Shawbrook Bank vs Countingup Foreign Currency Accounts

Shawbrook BankCountingup
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Shawbrook Bank and Countingup

Shawbrook Bank Account Types
Other Shawbrook Bank Services


Countingup Account Types
Other Countingup Services


Shawbrook BankCountingup
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Shawbrook Bank vs Countingup Banking Basics

Shawbrook BankCountingup
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204574900010
WebsiteShawbrook Bank WebsiteCountingup Website

Common Comparison Questions

Does Shawbrook Bank or Countingup have better customer reviews?

Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Shawbrook Bank or Countingup have a better App?

Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Shawbrook Bank or Countingup have better business savings rates?

Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Shawbrook Bank vs State Bank of India (UK)
Shawbrook Bank vs Charity Bank
Shawbrook Bank vs Cumberland Building Society
Shawbrook Bank vs Redwood Bank
Shawbrook Bank vs Amaiz


For other business bank accounts see our guide here.

 



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