Is Shawbrook Bank or Charity Bank better for your small business?
Below we look at both Shawbrook Bank and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Shawbrook Bank vs Charity Bank Trustpilot Reviews
Shawbrook Bank | Charity Bank | |
Trustpilot Review Score (out of 5) | 4.7 | 3.3 |
Percent 5-Star Reviews | 85% | 33% |
Percent 1- Star Reviews | 7% | 34% |
Total Number of Reviews | 10,747 | 3 |
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/charitybank.org
Shawbrook Bank vs Charity Bank App Reviews
Shawbrook Bank | Charity Bank | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Shawbrook Bank vs Charity Bank Account Fees & Charges
Shawbrook Bank | Charity Bank | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | £12 | Free |
Electronic Payment Cost (in/out) | Free | No |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | Free | Free |
CHAPS Payments Cost | £35 | £10 |
SEPA Payments Cost | No | 20p |
Shawbrook Bank vs Charity Bank Business Savings Rates
Shawbrook Bank | Charity Bank | |
Types of Business Savings Accounts | Easy Access, Fixed Rate, Notice Accounts | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
Lowest Savings Rate (AER) | 3.66% | 2.02% |
Maximum Savings Rate (AER) | 5.03% | 4.51% |
Minimum Savings Amount | £1,000 | £1,000 |
Interest Paid On Foreign Currencies | No | No |
Shawbrook Bank vs Charity Bank Account Opening Times
Shawbrook Bank | Charity Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 5 Working days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Shawbrook Bank vs Charity Bank Features & Account Types


Shawbrook Bank | Charity Bank | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | No |
In Person/Branch Banking | No | No |
Branch Locations | Limited locations accross the UK | Tonbridge |
Shawbrook Bank vs Charity Bank Customer Support Options
Shawbrook Bank | Charity Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Shawbrook Bank vs Charity Bank Foreign Currency Accounts
Shawbrook Bank | Charity Bank | |
US Dollar (USD) Bank Accounts | No | No |
Euro (EUR) Bank Accounts | No | No |
Other Currencies Available: | No | No |
Other Business Services From Shawbrook Bank and Charity Bank


Shawbrook Bank | Charity Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Shawbrook Bank vs Charity Bank Banking Basics
Shawbrook Bank | Charity Bank | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 204574 | 207701 |
Website | Shawbrook Bank Website | Charity Bank Website |
Common Comparison Questions
Does Shawbrook Bank or Charity Bank have better customer reviews?
Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Shawbrook Bank or Charity Bank have a better App?
Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Shawbrook Bank or Charity Bank have better business savings rates?
Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.