Is Shawbrook Bank or Cater Allen better for your small business?
Below we look at both Shawbrook Bank and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Shawbrook Bank vs Cater Allen Trustpilot Reviews
Shawbrook Bank | Cater Allen | |
Trustpilot Review Score (out of 5) | 4.7 | 1.9 |
Percent 5-Star Reviews | 85% | 7% |
Percent 1- Star Reviews | 7% | 80% |
Total Number of Reviews | 10,747 | 136 |
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/www.caterallen.co.uk
Shawbrook Bank vs Cater Allen App Reviews
Shawbrook Bank | Cater Allen | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Shawbrook Bank vs Cater Allen Account Fees & Charges
Shawbrook Bank | Cater Allen | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | £12 | £25 |
Electronic Payment Cost (in/out) | Free | £2 |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | Free | £6 |
CHAPS Payments Cost | £35 | £25 |
SEPA Payments Cost | No | £2 |
Shawbrook Bank vs Cater Allen Business Savings Rates
Shawbrook Bank | Cater Allen | |
Types of Business Savings Accounts | Easy Access, Fixed Rate, Notice Accounts | Fixed Term, Notice Account |
Lowest Savings Rate (AER) | 3.66% | 3.00% |
Maximum Savings Rate (AER) | 5.03% | 4.70% |
Minimum Savings Amount | £1,000 | No |
Interest Paid On Foreign Currencies | No | Yes |
Shawbrook Bank vs Cater Allen Account Opening Times
Shawbrook Bank | Cater Allen | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 5 Working days | 7 days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | No |
Shawbrook Bank vs Cater Allen Features & Account Types


Shawbrook Bank | Cater Allen | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | Yes |
In Person/Branch Banking | No | No |
Branch Locations | Limited locations accross the UK | None, online and phone only |
Shawbrook Bank vs Cater Allen Customer Support Options
Shawbrook Bank | Cater Allen | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Shawbrook Bank vs Cater Allen Foreign Currency Accounts
Shawbrook Bank | Cater Allen | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Shawbrook Bank and Cater Allen


Shawbrook Bank | Cater Allen | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Shawbrook Bank vs Cater Allen Banking Basics
Shawbrook Bank | Cater Allen | |
Bank Type | Challenger | High Street |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 204574 | 178737 |
Website | Shawbrook Bank Website | Cater Allen Website |
Common Comparison Questions
Does Shawbrook Bank or Cater Allen have better customer reviews?
Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.
Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.
Does Shawbrook Bank or Cater Allen have a better App?
Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Shawbrook Bank or Cater Allen have better business savings rates?
Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)
In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).
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For other business bank accounts see our guide here.