Is Shawbrook Bank or Zempler Bank (formerly Cashplus) better for your small business?
Below we look at both Shawbrook Bank and Zempler Bank (formerly Cashplus) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Trustpilot Reviews
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Trustpilot Review Score (out of 5) | 4.7 | 3.7 |
| Percent 5-Star Reviews | 85% | 54% |
| Percent 1- Star Reviews | 7% | 30% |
| Total Number of Reviews | 10,747 | 9,921 |
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/www.cashplus.com
Shawbrook Bank vs Zempler Bank (formerly Cashplus) App Reviews
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| iPhone Review Score (out of 5) | No Rating | 4.7 |
| Number of iPhone Reviews | No Reviews | 48,000 |
| Android Review Score (out of 5) | No Rating | 4.5 |
| Number of Android Reviews | No Reviews | 23,400 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/cashplus-bank/id709473017
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Account Fees & Charges
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | No Limit |
| Cheapest Monthly Account Fee | Free | No |
| Most Expensive Monthly Account Fee | £12 | £9 |
| Electronic Payment Cost (in/out) | Free | Free / 30p |
| Cash Payments Cost (in/out) | Free | 0.5% / £2 |
| Cheques (in/out) | Free | Unknown |
| CHAPS Payments Cost | £35 | £20 |
| SEPA Payments Cost | No | £15 |
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Business Savings Rates
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Types of Business Savings Accounts | Easy Access, Fixed Rate, Notice Accounts | None |
| Lowest Savings Rate (AER) | 3.66% | NA |
| Maximum Savings Rate (AER) | 5.03% | NA |
| Minimum Savings Amount | £1,000 | NA |
| Interest Paid On Foreign Currencies | No | No |
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Account Opening Times
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 5 Working days | 1 day |
| Do They Check Your Credit? | Yes | No |
| Current Account Switch Service | No | No |
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Features & Account Types
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Business Current Account | No | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | None | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | Limited locations accross the UK | None, online only |
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Customer Support Options
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Foreign Currency Accounts
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No | No |
Other Business Services From Shawbrook Bank and Zempler Bank (formerly Cashplus)
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Shawbrook Bank vs Zempler Bank (formerly Cashplus) Banking Basics
| Shawbrook Bank | Zempler Bank (formerly Cashplus) | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204574 | 671140 |
| Website | Shawbrook Bank Website | Zempler Bank (formerly Cashplus) Website |
Common Comparison Questions
Does Shawbrook Bank or Zempler Bank (formerly Cashplus) have better customer reviews?
Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.
Whereas, Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of which 54% are 5-star and 30% are 1-star.
Does Shawbrook Bank or Zempler Bank (formerly Cashplus) have a better App?
Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Zempler Bank (formerly Cashplus)’s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
Does Shawbrook Bank or Zempler Bank (formerly Cashplus) have better business savings rates?
Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)
In contrast, Zempler Bank (formerly Cashplus) offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.