Is Shawbrook Bank or CardOneMoney better for your small business?
Below we look at both Shawbrook Bank and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Shawbrook Bank vs CardOneMoney Trustpilot Reviews
Shawbrook Bank | CardOneMoney | |
Trustpilot Review Score (out of 5) | 4.7 | 4.6 |
Percent 5-Star Reviews | 85% | 85% |
Percent 1- Star Reviews | 7% | 9% |
Total Number of Reviews | 10,747 | 798 |
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/cardonemoney.com
Shawbrook Bank vs CardOneMoney App Reviews
Shawbrook Bank | CardOneMoney | |
iPhone Review Score (out of 5) | No Rating | 2.7 |
Number of iPhone Reviews | No Reviews | 61 |
Android Review Score (out of 5) | No Rating | 3.9 |
Number of Android Reviews | No Reviews | 200 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/card-one-money/id1133870045
Shawbrook Bank vs CardOneMoney Account Fees & Charges
Shawbrook Bank | CardOneMoney | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | £12.50 |
Most Expensive Monthly Account Fee | £12 | £25 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | Free | £1.50 |
Cheques (in/out) | Free | £5 |
CHAPS Payments Cost | £35 | £30 |
SEPA Payments Cost | No | No |
Shawbrook Bank vs CardOneMoney Business Savings Rates
Shawbrook Bank | CardOneMoney | |
Types of Business Savings Accounts | Easy Access, Fixed Rate, Notice Accounts | None |
Lowest Savings Rate (AER) | 3.66% | NA |
Maximum Savings Rate (AER) | 5.03% | NA |
Minimum Savings Amount | £1,000 | NA |
Interest Paid On Foreign Currencies | No | Yes |
Shawbrook Bank vs CardOneMoney Account Opening Times
Shawbrook Bank | CardOneMoney | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 5 Working days | 3 hours |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | No | No |
Shawbrook Bank vs CardOneMoney Features & Account Types


Shawbrook Bank | CardOneMoney | |
Business Current Account | No | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | Yes |
In Person/Branch Banking | No | No |
Branch Locations | Limited locations accross the UK | None, online only |
Shawbrook Bank vs CardOneMoney Customer Support Options
Shawbrook Bank | CardOneMoney | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Shawbrook Bank vs CardOneMoney Foreign Currency Accounts
Shawbrook Bank | CardOneMoney | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Shawbrook Bank and CardOneMoney


Shawbrook Bank | CardOneMoney | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | Yes |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Shawbrook Bank vs CardOneMoney Banking Basics
Shawbrook Bank | CardOneMoney | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 204574 | 504547 |
Website | Shawbrook Bank Website | CardOneMoney Website |
Common Comparison Questions
Does Shawbrook Bank or CardOneMoney have better customer reviews?
Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.
Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.
Does Shawbrook Bank or CardOneMoney have a better App?
Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.
Does Shawbrook Bank or CardOneMoney have better business savings rates?
Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)
In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.