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Shawbrook Bank VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Shawbrook Bank or Cambridge & Counties Bank better for your small business?



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Below we look at both Shawbrook Bank and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Shawbrook Bank Homepage
Shawbrook Bank Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Shawbrook Bank vs Cambridge & Counties Bank Trustpilot Reviews

Shawbrook BankCambridge & Counties Bank
Trustpilot Review Score (out of 5)4.72.8
Percent 5-Star Reviews85%29%
Percent 1- Star Reviews7%43%
Total Number of Reviews10,7477
Sources:
https://www.trustpilot.com/review/www.shawbrook.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Shawbrook Bank vs Cambridge & Counties Bank App Reviews

Shawbrook BankCambridge & Counties Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Shawbrook Bank vs Cambridge & Counties Bank Account Fees & Charges

Shawbrook BankCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£12
Most Expensive Monthly Account Fee£12£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)Free£2
Cheques (in/out)Free£2
CHAPS Payments Cost£35£20
SEPA Payments CostNo25p

Shawbrook Bank vs Cambridge & Counties Bank Business Savings Rates

Shawbrook BankCambridge & Counties Bank
Types of Business Savings AccountsEasy Access, Fixed Rate, Notice AccountsNotice account, Fixed Rate
Lowest Savings Rate (AER)3.66%4.05%
Maximum Savings Rate (AER)5.03%4.80%
Minimum Savings Amount£1,000£10,000
Interest Paid On Foreign CurrenciesNoNo
 

Shawbrook Bank vs Cambridge & Counties Bank Account Opening Times

Shawbrook BankCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
5 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Shawbrook Bank vs Cambridge & Counties Bank Features & Account Types

Shawbrook Bank Account Types
Shawbrook Bank Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Shawbrook BankCambridge & Counties Bank
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoYes
Branch LocationsLimited locations accross the UKLeicester

Shawbrook Bank vs Cambridge & Counties Bank Customer Support Options

Shawbrook BankCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoYes

Shawbrook Bank vs Cambridge & Counties Bank Foreign Currency Accounts

Shawbrook BankCambridge & Counties Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Shawbrook Bank and Cambridge & Counties Bank

Shawbrook Bank Account Types
Other Shawbrook Bank Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Shawbrook BankCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Shawbrook Bank vs Cambridge & Counties Bank Banking Basics

Shawbrook BankCambridge & Counties Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204574579415
WebsiteShawbrook Bank WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Shawbrook Bank or Cambridge & Counties Bank have better customer reviews?

Shawbrook Bank scores 4.7 out of 5 based 10,747 Trustpilot reviews. Of these reviews 85% are 5-star and 7% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Shawbrook Bank or Cambridge & Counties Bank have a better App?

Shawbrook Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Shawbrook Bank or Cambridge & Counties Bank have better business savings rates?

Shawbrook Bank offers the following types of business savings accounts: Easy Access, Fixed Rate, Notice Accounts with interest rates ranging from 3.66% to 5.03%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Shawbrook Bank vs Recognise Bank
Shawbrook Bank vs Dudley Building Society
Shawbrook Bank vs MyPOS
Shawbrook Bank vs Ampere
RBS (Royal Bank of Scotland) vs Wise


For other business bank accounts see our guide here.

 



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