Is Santander or Kent Reliance better for your small business?
Below we look at both Santander and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Santander vs Kent Reliance Trustpilot Reviews
| Santander | Kent Reliance | |
| Trustpilot Review Score (out of 5) | 1.4 | 4 |
| Percent 5-Star Reviews | 8% | 61% |
| Percent 1- Star Reviews | 85% | 22% |
| Total Number of Reviews | 6,868 | 2,104 |
https://www.trustpilot.com/review/www.santander.co.uk
https://www.trustpilot.com/review/www.kentreliance.co.uk
Santander vs Kent Reliance App Reviews
| Santander | Kent Reliance | |
| iPhone Review Score (out of 5) | 4.8 | No Rating |
| Number of iPhone Reviews | 1,100,000 | No Reviews |
| Android Review Score (out of 5) | 4.4 | No Rating |
| Number of Android Reviews | 54,300 | No Reviews |
https://apps.apple.com/gb/app/santander-mobile-banking/id482973524
https://www.apple.com/uk/app-store/
Santander vs Kent Reliance Account Fees & Charges
| Santander | Kent Reliance | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 18 Months | NA |
| Cheapest Monthly Account Fee | Free | Free |
| Most Expensive Monthly Account Fee | £7.50 | Free |
| Electronic Payment Cost (in/out) | Free | £10 |
| Cash Payments Cost (in/out) | 70p per £100 | £1 |
| Cheques (in/out) | Unknown | £1 |
| CHAPS Payments Cost | £25 | £10 |
| SEPA Payments Cost | No | No |
Santander vs Kent Reliance Business Savings Rates
| Santander | Kent Reliance | |
| Types of Business Savings Accounts | Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account | Easy access, Notice Account, Fixed rate, Business savings |
| Lowest Savings Rate (AER) | 0.40% | 0.10% |
| Maximum Savings Rate (AER) | 3.60% | 5.13% |
| Minimum Savings Amount | £1 | £1,000 |
| Interest Paid On Foreign Currencies | Yes | No |
Santander vs Kent Reliance Account Opening Times
| Santander | Kent Reliance | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | 10 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
Santander vs Kent Reliance Features & Account Types
| Santander | Kent Reliance | |
| Business Current Account | Yes | No |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | None |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | UK-wide | Locations in Kent only |
Santander vs Kent Reliance Customer Support Options
| Santander | Kent Reliance | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Santander vs Kent Reliance Foreign Currency Accounts
| Santander | Kent Reliance | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Santander and Kent Reliance
| Santander | Kent Reliance | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | No |
| International Payments | Yes | No |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
Santander vs Kent Reliance Banking Basics
| Santander | Kent Reliance | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 106054 | 530504 |
| Website | Santander Website | Kent Reliance Website |
Common Comparison Questions
Does Santander or Kent Reliance have better customer reviews?
Santander scores 1.4 out of 5 based 6,868 Trustpilot reviews. Of these reviews 8% are 5-star and 85% are 1-star.
Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.
Does Santander or Kent Reliance have a better App?
Santander’s iPhone App is rated 4.8 out of 5 based on 1,100,000 reviews. And it’s Android App is rated 4.4 out of 5 based on 54,300 reviews.
In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Santander or Kent Reliance have better business savings rates?
Santander offers the following types of business savings accounts: Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account with interest rates ranging from 0.40% to 3.60%. (AER)
In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).
See Other Comparisons:Santander vs Cynergy Bank
Santander vs Zempler Bank (formerly Cashplus)
Santander vs Co-operative Bank
Santander vs Aldermore
Santander vs Handelsbanken
For other business bank accounts see our guide here.