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Santander VS Hampshire Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Santander or Hampshire Trust Bank better for your small business?



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Below we look at both Santander and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Santander Homepage
Santander Homepage


Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage
 

Santander vs Hampshire Trust Bank Trustpilot Reviews

SantanderHampshire Trust Bank
Trustpilot Review Score (out of 5)1.44.5
Percent 5-Star Reviews8%75%
Percent 1- Star Reviews85%7%
Total Number of Reviews6,8681,591
Sources:
https://www.trustpilot.com/review/www.santander.co.uk
https://www.trustpilot.com/review/htb.co.uk

Santander vs Hampshire Trust Bank App Reviews

SantanderHampshire Trust Bank
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews1,100,000No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews54,300No Reviews
Sources:
https://apps.apple.com/gb/app/santander-mobile-banking/id482973524
https://www.apple.com/uk/app-store/

Santander vs Hampshire Trust Bank Account Fees & Charges

SantanderHampshire Trust Bank
Free Business Bank AccountYesNo
Free Business Account Term Length18 MonthsNA
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account Fee£7.50No
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)70p per £100£1
Cheques (in/out)Unknown£1
CHAPS Payments Cost£25£25
SEPA Payments CostNo20p

Santander vs Hampshire Trust Bank Business Savings Rates

SantanderHampshire Trust Bank
Types of Business Savings AccountsInstant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings AccountNotice Account, Fixed
Lowest Savings Rate (AER)0.40%4.50%
Maximum Savings Rate (AER)3.60%5.15%
Minimum Savings Amount£1£5,000
Interest Paid On Foreign CurrenciesYesNo
 

Santander vs Hampshire Trust Bank Account Opening Times

SantanderHampshire Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutes1 day
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Santander vs Hampshire Trust Bank Features & Account Types

Santander Account Types
Santander Features & Account Types


Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


SantanderHampshire Trust Bank
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesNo
Branch LocationsUK-wideLondon & Leeds

Santander vs Hampshire Trust Bank Customer Support Options

SantanderHampshire Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Santander vs Hampshire Trust Bank Foreign Currency Accounts

SantanderHampshire Trust Bank
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Singapore Dollar (SGD)
  • Hong Kong Dollar (HKD)
No

Other Business Services From Santander and Hampshire Trust Bank

Santander Account Types
Other Santander Services


Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


SantanderHampshire Trust Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

Santander vs Hampshire Trust Bank Banking Basics

SantanderHampshire Trust Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number106054204601
WebsiteSantander WebsiteHampshire Trust Bank Website

Common Comparison Questions

Does Santander or Hampshire Trust Bank have better customer reviews?

Santander scores 1.4 out of 5 based 6,868 Trustpilot reviews. Of these reviews 8% are 5-star and 85% are 1-star.

Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.

Does Santander or Hampshire Trust Bank have a better App?

Santander’s iPhone App is rated 4.8 out of 5 based on 1,100,000 reviews. And it’s Android App is rated 4.4 out of 5 based on 54,300 reviews.

In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Santander or Hampshire Trust Bank have better business savings rates?

Santander offers the following types of business savings accounts: Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account with interest rates ranging from 0.40% to 3.60%. (AER)

In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).

See Other Comparisons:
Santander vs Mettle
Santander vs Monese
Santander vs Saffron Building Society
Santander vs OakNorth
Santander vs Airwallex


For other business bank accounts see our guide here.

 



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