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Santander VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Santander or Fair Everywhere better for your small business?



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Below we look at both Santander and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Santander Homepage
Santander Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

Santander vs Fair Everywhere Trustpilot Reviews

SantanderFair Everywhere
Trustpilot Review Score (out of 5)1.43.1
Percent 5-Star Reviews8%27%
Percent 1- Star Reviews85%64%
Total Number of Reviews6,86811
Sources:
https://www.trustpilot.com/review/www.santander.co.uk
https://www.trustpilot.com/review/faireverywhere.com

Santander vs Fair Everywhere App Reviews

SantanderFair Everywhere
iPhone Review Score (out of 5)4.82.2
Number of iPhone Reviews1,100,0005
Android Review Score (out of 5)4.43.9
Number of Android Reviews54,3007
Sources:
https://apps.apple.com/gb/app/santander-mobile-banking/id482973524
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

Santander vs Fair Everywhere Account Fees & Charges

SantanderFair Everywhere
Free Business Bank AccountYesNo
Free Business Account Term Length18 MonthsNA
Cheapest Monthly Account FeeFree£12.50
Most Expensive Monthly Account Fee£7.50£12.50
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)70p per £100£1.50 / £3 + 2.75%
Cheques (in/out)Unknown50p per cheque
CHAPS Payments Cost£25£30
SEPA Payments CostNoNo

Santander vs Fair Everywhere Business Savings Rates

SantanderFair Everywhere
Types of Business Savings AccountsInstant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings AccountNone
Lowest Savings Rate (AER)0.40%NA
Maximum Savings Rate (AER)3.60%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Santander vs Fair Everywhere Account Opening Times

SantanderFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutes1 day
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Santander vs Fair Everywhere Features & Account Types

Santander Account Types
Santander Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


SantanderFair Everywhere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Santander vs Fair Everywhere Customer Support Options

SantanderFair Everywhere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Santander vs Fair Everywhere Foreign Currency Accounts

SantanderFair Everywhere
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Singapore Dollar (SGD)
  • Hong Kong Dollar (HKD)
  • British Pound GBP

Other Business Services From Santander and Fair Everywhere

Santander Account Types
Other Santander Services


Fair Everywhere Account Types
Other Fair Everywhere Services


SantanderFair Everywhere
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesNo

Santander vs Fair Everywhere Banking Basics

SantanderFair Everywhere
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number106054504547
WebsiteSantander WebsiteFair Everywhere Website

Common Comparison Questions

Does Santander or Fair Everywhere have better customer reviews?

Santander scores 1.4 out of 5 based 6,868 Trustpilot reviews. Of these reviews 8% are 5-star and 85% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does Santander or Fair Everywhere have a better App?

Santander’s iPhone App is rated 4.8 out of 5 based on 1,100,000 reviews. And it’s Android App is rated 4.4 out of 5 based on 54,300 reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does Santander or Fair Everywhere have better business savings rates?

Santander offers the following types of business savings accounts: Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account with interest rates ranging from 0.40% to 3.60%. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Santander vs Countingup
Santander vs State Bank of India (UK)
Santander vs Charity Bank
Santander vs Cumberland Building Society
Santander vs Redwood Bank


For other business bank accounts see our guide here.

 



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