Is Santander or Fair Everywhere better for your small business?
Below we look at both Santander and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Santander vs Fair Everywhere Trustpilot Reviews
Santander | Fair Everywhere | |
Trustpilot Review Score (out of 5) | 1.4 | 3.1 |
Percent 5-Star Reviews | 8% | 27% |
Percent 1- Star Reviews | 85% | 64% |
Total Number of Reviews | 6,868 | 11 |
https://www.trustpilot.com/review/www.santander.co.uk
https://www.trustpilot.com/review/faireverywhere.com
Santander vs Fair Everywhere App Reviews
Santander | Fair Everywhere | |
iPhone Review Score (out of 5) | 4.8 | 2.2 |
Number of iPhone Reviews | 1,100,000 | 5 |
Android Review Score (out of 5) | 4.4 | 3.9 |
Number of Android Reviews | 54,300 | 7 |
https://apps.apple.com/gb/app/santander-mobile-banking/id482973524
https://apps.apple.com/gb/app/fair-everywhere/id1331905256
Santander vs Fair Everywhere Account Fees & Charges
Santander | Fair Everywhere | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 18 Months | NA |
Cheapest Monthly Account Fee | Free | £12.50 |
Most Expensive Monthly Account Fee | £7.50 | £12.50 |
Electronic Payment Cost (in/out) | Free | 30p |
Cash Payments Cost (in/out) | 70p per £100 | £1.50 / £3 + 2.75% |
Cheques (in/out) | Unknown | 50p per cheque |
CHAPS Payments Cost | £25 | £30 |
SEPA Payments Cost | No | No |
Santander vs Fair Everywhere Business Savings Rates
Santander | Fair Everywhere | |
Types of Business Savings Accounts | Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account | None |
Lowest Savings Rate (AER) | 0.40% | NA |
Maximum Savings Rate (AER) | 3.60% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Santander vs Fair Everywhere Account Opening Times
Santander | Fair Everywhere | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Few minutes | 1 day |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | Yes |
Santander vs Fair Everywhere Features & Account Types


Santander | Fair Everywhere | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | Yes |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | UK-wide | None, online only |
Santander vs Fair Everywhere Customer Support Options
Santander | Fair Everywhere | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Santander vs Fair Everywhere Foreign Currency Accounts
Santander | Fair Everywhere | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Santander and Fair Everywhere


Santander | Fair Everywhere | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | Yes | No |
Free Accounting Software | Yes | No |
Santander vs Fair Everywhere Banking Basics
Santander | Fair Everywhere | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 106054 | 504547 |
Website | Santander Website | Fair Everywhere Website |
Common Comparison Questions
Does Santander or Fair Everywhere have better customer reviews?
Santander scores 1.4 out of 5 based 6,868 Trustpilot reviews. Of these reviews 8% are 5-star and 85% are 1-star.
Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.
Does Santander or Fair Everywhere have a better App?
Santander’s iPhone App is rated 4.8 out of 5 based on 1,100,000 reviews. And it’s Android App is rated 4.4 out of 5 based on 54,300 reviews.
In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.
Does Santander or Fair Everywhere have better business savings rates?
Santander offers the following types of business savings accounts: Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account with interest rates ranging from 0.40% to 3.60%. (AER)
In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.