Is Santander or Ampere better for your small business?
Below we look at both Santander and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Santander vs Ampere Trustpilot Reviews
| Santander | Ampere | |
| Trustpilot Review Score (out of 5) | 1.4 | 4.2 |
| Percent 5-Star Reviews | 8% | 74% |
| Percent 1- Star Reviews | 85% | 18% |
| Total Number of Reviews | 6,868 | 50 |
https://www.trustpilot.com/review/www.santander.co.uk
https://www.trustpilot.com/review/ampere.co.uk
Santander vs Ampere App Reviews
| Santander | Ampere | |
| iPhone Review Score (out of 5) | 4.8 | 4.8 |
| Number of iPhone Reviews | 1,100,000 | 30 |
| Android Review Score (out of 5) | 4.4 | 4.7 |
| Number of Android Reviews | 54,300 | 953 |
https://apps.apple.com/gb/app/santander-mobile-banking/id482973524
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835
Santander vs Ampere Account Fees & Charges
| Santander | Ampere | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 18 Months | NA |
| Cheapest Monthly Account Fee | Free | £20.00 |
| Most Expensive Monthly Account Fee | £7.50 | £20.00 |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | 70p per £100 | NA |
| Cheques (in/out) | Unknown | NA |
| CHAPS Payments Cost | £25 | £25 |
| SEPA Payments Cost | No | Free |
Santander vs Ampere Business Savings Rates
| Santander | Ampere | |
| Types of Business Savings Accounts | Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account | None |
| Lowest Savings Rate (AER) | 0.40% | NA |
| Maximum Savings Rate (AER) | 3.60% | NA |
| Minimum Savings Amount | £1 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Santander vs Ampere Account Opening Times
| Santander | Ampere | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | Undisclosed |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
Santander vs Ampere Features & Account Types
| Santander | Ampere | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | No |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | UK-wide | None, online only |
Santander vs Ampere Customer Support Options
| Santander | Ampere | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Santander vs Ampere Foreign Currency Accounts
| Santander | Ampere | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Santander and Ampere
| Santander | Ampere | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | Yes |
| Free Accounting Software | Yes | No |
Santander vs Ampere Banking Basics
| Santander | Ampere | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 106054 | 900594 |
| Website | Santander Website | Ampere Website |
Common Comparison Questions
Does Santander or Ampere have better customer reviews?
Santander scores 1.4 out of 5 based 6,868 Trustpilot reviews. Of these reviews 8% are 5-star and 85% are 1-star.
Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.
Does Santander or Ampere have a better App?
Santander’s iPhone App is rated 4.8 out of 5 based on 1,100,000 reviews. And it’s Android App is rated 4.4 out of 5 based on 54,300 reviews.
In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.
Does Santander or Ampere have better business savings rates?
Santander offers the following types of business savings accounts: Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account with interest rates ranging from 0.40% to 3.60%. (AER)
In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Nationwide vs Lloyds Bank
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For other business bank accounts see our guide here.