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Santander VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Santander or Amaiz better for your small business?



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Below we look at both Santander and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Santander Homepage
Santander Homepage


Amaiz Homepage
Amaiz Homepage
 

Santander vs Amaiz Trustpilot Reviews

SantanderAmaiz
Trustpilot Review Score (out of 5)1.44.1
Percent 5-Star Reviews8%68%
Percent 1- Star Reviews85%20%
Total Number of Reviews6,868168
Sources:
https://www.trustpilot.com/review/www.santander.co.uk
https://www.trustpilot.com/review/amaiz.com

Santander vs Amaiz App Reviews

SantanderAmaiz
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews1,100,000No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews54,300No Reviews
Sources:
https://apps.apple.com/gb/app/santander-mobile-banking/id482973524
https://www.apple.com/uk/app-store/

Santander vs Amaiz Account Fees & Charges

SantanderAmaiz
Free Business Bank AccountYesNo
Free Business Account Term Length18 MonthsNA
Cheapest Monthly Account FeeFree£49
Most Expensive Monthly Account Fee£7.50£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)70p per £100Free
Cheques (in/out)UnknownFree
CHAPS Payments Cost£25£15
SEPA Payments CostNo£3

Santander vs Amaiz Business Savings Rates

SantanderAmaiz
Types of Business Savings AccountsInstant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings AccountNone
Lowest Savings Rate (AER)0.40%NA
Maximum Savings Rate (AER)3.60%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Santander vs Amaiz Account Opening Times

SantanderAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutesFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Santander vs Amaiz Features & Account Types

Santander Account Types
Santander Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


SantanderAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Santander vs Amaiz Customer Support Options

SantanderAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Santander vs Amaiz Foreign Currency Accounts

SantanderAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Singapore Dollar (SGD)
  • Hong Kong Dollar (HKD)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Santander and Amaiz

Santander Account Types
Other Santander Services


Amaiz Account Types
Other Amaiz Services


SantanderAmaiz
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesYes

Santander vs Amaiz Banking Basics

SantanderAmaiz
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number106054900857
WebsiteSantander WebsiteAmaiz Website

Common Comparison Questions

Does Santander or Amaiz have better customer reviews?

Santander scores 1.4 out of 5 based 6,868 Trustpilot reviews. Of these reviews 8% are 5-star and 85% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Santander or Amaiz have a better App?

Santander’s iPhone App is rated 4.8 out of 5 based on 1,100,000 reviews. And it’s Android App is rated 4.4 out of 5 based on 54,300 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Santander or Amaiz have better business savings rates?

Santander offers the following types of business savings accounts: Instant access, Business Reward Saver, Fixed Rate Business Bond, Treasurer’s Savings Account with interest rates ranging from 0.40% to 3.60%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Santander vs ICICI Bank UK
Santander vs Intergiro
Santander vs GoSolo
Santander vs 3S Money
Santander vs MultiPass


For other business bank accounts see our guide here.

 



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