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Saffron Building Society VS CardOneMoney: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Saffron Building Society or CardOneMoney better for your small business?



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Below we look at both Saffron Building Society and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Saffron Building Society Homepage
Saffron Building Society Homepage


CardOneMoney Homepage
CardOneMoney Homepage
 

Saffron Building Society vs CardOneMoney Trustpilot Reviews

Saffron Building SocietyCardOneMoney
Trustpilot Review Score (out of 5)2.24.6
Percent 5-Star Reviews21%85%
Percent 1- Star Reviews73%9%
Total Number of Reviews58798
Sources:
https://www.trustpilot.com/review/saffronbs.co.uk
https://www.trustpilot.com/review/cardonemoney.com

Saffron Building Society vs CardOneMoney App Reviews

Saffron Building SocietyCardOneMoney
iPhone Review Score (out of 5)3.72.7
Number of iPhone Reviews2461
Android Review Score (out of 5)3.73.9
Number of Android Reviews14200
Sources:
https://apps.apple.com/gb/app/saffron-building-society/id1482290341
https://apps.apple.com/gb/app/card-one-money/id1133870045

Saffron Building Society vs CardOneMoney Account Fees & Charges

Saffron Building SocietyCardOneMoney
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£10£12.50
Most Expensive Monthly Account Fee£10£25
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)Free£1.50
Cheques (in/out)£1.50£5
CHAPS Payments Cost£15£30
SEPA Payments Cost25pNo

Saffron Building Society vs CardOneMoney Business Savings Rates

Saffron Building SocietyCardOneMoney
Types of Business Savings AccountsRegular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accountsNone
Lowest Savings Rate (AER)1.20%NA
Maximum Savings Rate (AER)5.75%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesNoYes
 

Saffron Building Society vs CardOneMoney Account Opening Times

Saffron Building SocietyCardOneMoney
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Undisclosed3 hours
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Saffron Building Society vs CardOneMoney Features & Account Types

Saffron Building Society Account Types
Saffron Building Society Features & Account Types


CardOneMoney Account Types
CardOneMoney Features & Account Types


Saffron Building SocietyCardOneMoney
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftNoNo
Accounts For StartupsNoYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLocations in Essex onlyNone, online only

Saffron Building Society vs CardOneMoney Customer Support Options

Saffron Building SocietyCardOneMoney
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Saffron Building Society vs CardOneMoney Foreign Currency Accounts

Saffron Building SocietyCardOneMoney
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • United States Dollar (USD)
  • Euro (EUR)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)

Other Business Services From Saffron Building Society and CardOneMoney

Saffron Building Society Account Types
Other Saffron Building Society Services


CardOneMoney Account Types
Other CardOneMoney Services


Saffron Building SocietyCardOneMoney
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Saffron Building Society vs CardOneMoney Banking Basics

Saffron Building SocietyCardOneMoney
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number100015504547
WebsiteSaffron Building Society WebsiteCardOneMoney Website

Common Comparison Questions

Does Saffron Building Society or CardOneMoney have better customer reviews?

Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of these reviews 21% are 5-star and 73% are 1-star.

Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.

Does Saffron Building Society or CardOneMoney have a better App?

Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.

In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.

Does Saffron Building Society or CardOneMoney have better business savings rates?

Saffron Building Society offers the following types of business savings accounts: Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts with interest rates ranging from 1.20% to 5.75%. (AER)

In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Saffron Building Society vs Fair Everywhere
Saffron Building Society vs Countingup
Saffron Building Society vs State Bank of India (UK)
Saffron Building Society vs Charity Bank
Saffron Building Society vs Cumberland Building Society


For other business bank accounts see our guide here.

 



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