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Saffron Building Society VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Saffron Building Society or Cambridge & Counties Bank better for your small business?



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Below we look at both Saffron Building Society and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Saffron Building Society Homepage
Saffron Building Society Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Saffron Building Society vs Cambridge & Counties Bank Trustpilot Reviews

Saffron Building SocietyCambridge & Counties Bank
Trustpilot Review Score (out of 5)2.22.8
Percent 5-Star Reviews21%29%
Percent 1- Star Reviews73%43%
Total Number of Reviews587
Sources:
https://www.trustpilot.com/review/saffronbs.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Saffron Building Society vs Cambridge & Counties Bank App Reviews

Saffron Building SocietyCambridge & Counties Bank
iPhone Review Score (out of 5)3.7No Rating
Number of iPhone Reviews24No Reviews
Android Review Score (out of 5)3.7No Rating
Number of Android Reviews14No Reviews
Sources:
https://apps.apple.com/gb/app/saffron-building-society/id1482290341
https://www.apple.com/uk/app-store/

Saffron Building Society vs Cambridge & Counties Bank Account Fees & Charges

Saffron Building SocietyCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£10£12
Most Expensive Monthly Account Fee£10£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)Free£2
Cheques (in/out)£1.50£2
CHAPS Payments Cost£15£20
SEPA Payments Cost25p25p

Saffron Building Society vs Cambridge & Counties Bank Business Savings Rates

Saffron Building SocietyCambridge & Counties Bank
Types of Business Savings AccountsRegular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accountsNotice account, Fixed Rate
Lowest Savings Rate (AER)1.20%4.05%
Maximum Savings Rate (AER)5.75%4.80%
Minimum Savings Amount£1£10,000
Interest Paid On Foreign CurrenciesNoNo
 

Saffron Building Society vs Cambridge & Counties Bank Account Opening Times

Saffron Building SocietyCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
UndisclosedUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Saffron Building Society vs Cambridge & Counties Bank Features & Account Types

Saffron Building Society Account Types
Saffron Building Society Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Saffron Building SocietyCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftNoYes
Accounts For StartupsNoNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsLocations in Essex onlyLeicester

Saffron Building Society vs Cambridge & Counties Bank Customer Support Options

Saffron Building SocietyCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Saffron Building Society vs Cambridge & Counties Bank Foreign Currency Accounts

Saffron Building SocietyCambridge & Counties Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Saffron Building Society and Cambridge & Counties Bank

Saffron Building Society Account Types
Other Saffron Building Society Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Saffron Building SocietyCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Saffron Building Society vs Cambridge & Counties Bank Banking Basics

Saffron Building SocietyCambridge & Counties Bank
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number100015579415
WebsiteSaffron Building Society WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Saffron Building Society or Cambridge & Counties Bank have better customer reviews?

Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of these reviews 21% are 5-star and 73% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Saffron Building Society or Cambridge & Counties Bank have a better App?

Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Saffron Building Society or Cambridge & Counties Bank have better business savings rates?

Saffron Building Society offers the following types of business savings accounts: Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts with interest rates ranging from 1.20% to 5.75%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Saffron Building Society vs Recognise Bank
Saffron Building Society vs Dudley Building Society
Saffron Building Society vs MyPOS
Saffron Building Society vs Ampere
OakNorth vs Airwallex


For other business bank accounts see our guide here.

 



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