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Revolut Business VS Unity Trust: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Revolut Business or Unity Trust better for your small business?



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Below we look at both Revolut Business and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Revolut Business Homepage
Revolut Business Homepage


Unity Trust Homepage
Unity Trust Homepage
 

Revolut Business vs Unity Trust Trustpilot Reviews

Revolut BusinessUnity Trust
Trustpilot Review Score (out of 5)4.24
Percent 5-Star Reviews75%61%
Percent 1- Star Reviews10%14%
Total Number of Reviews148,162255
Sources:
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/unity.co.uk

Revolut Business vs Unity Trust App Reviews

Revolut BusinessUnity Trust
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews26,200No Reviews
Android Review Score (out of 5)4.6No Rating
Number of Android Reviews20,300No Reviews
Sources:
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://www.apple.com/uk/app-store/

Revolut Business vs Unity Trust Account Fees & Charges

Revolut BusinessUnity Trust
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£19£6
Most Expensive Monthly Account Fee£79£6
Electronic Payment Cost (in/out)1% + 20p14p
Cash Payments Cost (in/out)€150p per £100
Cheques (in/out)£830p per item
CHAPS Payments Cost£25£28
SEPA Payments Cost20p25p

Revolut Business vs Unity Trust Business Savings Rates

Revolut BusinessUnity Trust
Types of Business Savings AccountsGrow, Scale, EnterpriseInstant Access, Fixed Term
Lowest Savings Rate (AER)2%2.77%
Maximum Savings Rate (AER)3%5.10%
Minimum Savings AmountNoNo
Interest Paid On Foreign CurrenciesYesYes
 

Revolut Business vs Unity Trust Account Opening Times

Revolut BusinessUnity Trust
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes7 Working days
Do They Check Your Credit?NoYes
Current Account Switch ServiceYesYes

Revolut Business vs Unity Trust Features & Account Types

Revolut Business Account Types
Revolut Business Features & Account Types


Unity Trust Account Types
Unity Trust Features & Account Types


Revolut BusinessUnity Trust
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNo own branches but can use NatWest, RBS or Ulster Bank locations

Revolut Business vs Unity Trust Customer Support Options

Revolut BusinessUnity Trust
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Revolut Business vs Unity Trust Foreign Currency Accounts

Revolut BusinessUnity Trust
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • AUD (Australian Dollar)
  • BGN (Bulgarian Lev)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan)
  • DKK (Danish Krone)
  • GBP (British Pound Sterling)
  • HKD (Hong Kong Dollar)
  • HUF (Hungarian Forint)
  • ILS (Israeli New Shekel)
  • JPY (Japanese Yen)
  • MXN (Mexican Peso)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • RUB (Russian Ruble)
  • SAR (Saudi Arabian Riyal)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • TRY (Turkish Lira)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)

Other Business Services From Revolut Business and Unity Trust

Revolut Business Account Types
Other Revolut Business Services


Unity Trust Account Types
Other Unity Trust Services


Revolut BusinessUnity Trust
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareNoNo

Revolut Business vs Unity Trust Banking Basics

Revolut BusinessUnity Trust
Bank TypeChallengerChallenger
FSCS ProtectionNoYes, up to £85,000
FCA Number900562204570
WebsiteRevolut Business WebsiteUnity Trust Website

Common Comparison Questions

Does Revolut Business or Unity Trust have better customer reviews?

Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.

Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.

Does Revolut Business or Unity Trust have a better App?

Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.

In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Revolut Business or Unity Trust have better business savings rates?

Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)

In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).

See Other Comparisons:
Revolut Business vs United Trust Bank
Revolut Business vs HSBC Kinetic
Revolut Business vs CardOneMoney
Revolut Business vs Fair Everywhere
Revolut Business vs Countingup


For other business bank accounts see our guide here.

 



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