Is Revolut Business or United Trust Bank better for your small business?
Below we look at both Revolut Business and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Revolut Business vs United Trust Bank Trustpilot Reviews
| Revolut Business | United Trust Bank | |
| Trustpilot Review Score (out of 5) | 4.2 | 4.6 |
| Percent 5-Star Reviews | 75% | 78% |
| Percent 1- Star Reviews | 10% | 3% |
| Total Number of Reviews | 148,162 | 1,372 |
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/utbank.co.uk
Revolut Business vs United Trust Bank App Reviews
| Revolut Business | United Trust Bank | |
| iPhone Review Score (out of 5) | 4.9 | 5 |
| Number of iPhone Reviews | 26,200 | 5 |
| Android Review Score (out of 5) | 4.6 | No Rating |
| Number of Android Reviews | 20,300 | No Reviews |
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/us/app/united-trust-bank/id6444029400
Revolut Business vs United Trust Bank Account Fees & Charges
| Revolut Business | United Trust Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | £19 | £12.50 |
| Most Expensive Monthly Account Fee | £79 | £25 |
| Electronic Payment Cost (in/out) | 1% + 20p | Free |
| Cash Payments Cost (in/out) | €1 | Free / £1.50 |
| Cheques (in/out) | £8 | Free / £2.50 |
| CHAPS Payments Cost | £25 | £25 |
| SEPA Payments Cost | 20p | No |
Revolut Business vs United Trust Bank Business Savings Rates
| Revolut Business | United Trust Bank | |
| Types of Business Savings Accounts | Grow, Scale, Enterprise | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts |
| Lowest Savings Rate (AER) | 2% | 3.75% |
| Maximum Savings Rate (AER) | 3% | 5.25% |
| Minimum Savings Amount | No | £5,000 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Revolut Business vs United Trust Bank Account Opening Times
| Revolut Business | United Trust Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 minutes | 7 Working days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | Yes |
Revolut Business vs United Trust Bank Features & Account Types
| Revolut Business | United Trust Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | London office only |
Revolut Business vs United Trust Bank Customer Support Options
| Revolut Business | United Trust Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Revolut Business vs United Trust Bank Foreign Currency Accounts
| Revolut Business | United Trust Bank | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Revolut Business and United Trust Bank
| Revolut Business | United Trust Bank | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Revolut Business vs United Trust Bank Banking Basics
| Revolut Business | United Trust Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | No | Yes, up to £85,000 |
| FCA Number | 900562 | 204463 |
| Website | Revolut Business Website | United Trust Bank Website |
Common Comparison Questions
Does Revolut Business or United Trust Bank have better customer reviews?
Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.
Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.
Does Revolut Business or United Trust Bank have a better App?
Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.
In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Revolut Business or United Trust Bank have better business savings rates?
Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)
In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).
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For other business bank accounts see our guide here.