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Revolut Business VS SumUp Business Account: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Revolut Business or SumUp Business Account better for your small business?



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Below we look at both Revolut Business and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Revolut Business Homepage
Revolut Business Homepage


SumUp Business Account Homepage
SumUp Business Account Homepage
 

Revolut Business vs SumUp Business Account Trustpilot Reviews

Revolut BusinessSumUp Business Account
Trustpilot Review Score (out of 5)4.24.2
Percent 5-Star Reviews75%64%
Percent 1- Star Reviews10%22%
Total Number of Reviews148,16218,247
Sources:
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/sumup.com

Revolut Business vs SumUp Business Account App Reviews

Revolut BusinessSumUp Business Account
iPhone Review Score (out of 5)4.94.8
Number of iPhone Reviews26,20012,400
Android Review Score (out of 5)4.64.7
Number of Android Reviews20,30084,500
Sources:
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/gb/app/sumup/id514879214

Revolut Business vs SumUp Business Account Account Fees & Charges

Revolut BusinessSumUp Business Account
Free Business Bank AccountYesYes
Free Business Account Term LengthNo LimitNo Limit
Cheapest Monthly Account Fee£19No
Most Expensive Monthly Account Fee£79No
Electronic Payment Cost (in/out)1% + 20pFree
Cash Payments Cost (in/out)€1Free
Cheques (in/out)£8Free
CHAPS Payments Cost£25No
SEPA Payments Cost20pNo

Revolut Business vs SumUp Business Account Business Savings Rates

Revolut BusinessSumUp Business Account
Types of Business Savings AccountsGrow, Scale, EnterpriseNone
Lowest Savings Rate (AER)2%NA
Maximum Savings Rate (AER)3%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Revolut Business vs SumUp Business Account Account Opening Times

Revolut BusinessSumUp Business Account
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes10 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceYesNo

Revolut Business vs SumUp Business Account Features & Account Types

Revolut Business Account Types
Revolut Business Features & Account Types


SumUp Business Account Account Types
SumUp Business Account Features & Account Types


Revolut BusinessSumUp Business Account
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Revolut Business vs SumUp Business Account Customer Support Options

Revolut BusinessSumUp Business Account
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Revolut Business vs SumUp Business Account Foreign Currency Accounts

Revolut BusinessSumUp Business Account
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • AUD (Australian Dollar)
  • BGN (Bulgarian Lev)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan)
  • DKK (Danish Krone)
  • GBP (British Pound Sterling)
  • HKD (Hong Kong Dollar)
  • HUF (Hungarian Forint)
  • ILS (Israeli New Shekel)
  • JPY (Japanese Yen)
  • MXN (Mexican Peso)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • RUB (Russian Ruble)
  • SAR (Saudi Arabian Riyal)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • TRY (Turkish Lira)
No

Other Business Services From Revolut Business and SumUp Business Account

Revolut Business Account Types
Other Revolut Business Services


SumUp Business Account Account Types
Other SumUp Business Account Services


Revolut BusinessSumUp Business Account
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesYes
Free Accounting SoftwareNoNo

Revolut Business vs SumUp Business Account Banking Basics

Revolut BusinessSumUp Business Account
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900562900700
WebsiteRevolut Business WebsiteSumUp Business Account Website

Common Comparison Questions

Does Revolut Business or SumUp Business Account have better customer reviews?

Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.

Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.

Does Revolut Business or SumUp Business Account have a better App?

Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.

In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.

Does Revolut Business or SumUp Business Account have better business savings rates?

Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)

In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Revolut Business vs Cambridge & Counties Bank
Revolut Business vs Recognise Bank
Revolut Business vs Dudley Building Society
Revolut Business vs MyPOS
Revolut Business vs Ampere


For other business bank accounts see our guide here.

 



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