Is Revolut Business or HSBC Kinetic better for your small business?
Below we look at both Revolut Business and HSBC Kinetic reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Revolut Business vs HSBC Kinetic Trustpilot Reviews
| Revolut Business | HSBC Kinetic | |
| Trustpilot Review Score (out of 5) | 4.2 | 1.9 |
| Percent 5-Star Reviews | 75% | 0% |
| Percent 1- Star Reviews | 10% | 100% |
| Total Number of Reviews | 148,162 | 13 |
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/hsbckinetic.co.uk
Revolut Business vs HSBC Kinetic App Reviews
| Revolut Business | HSBC Kinetic | |
| iPhone Review Score (out of 5) | 4.9 | 4.8 |
| Number of iPhone Reviews | 26,200 | 15,000 |
| Android Review Score (out of 5) | 4.6 | 4.7 |
| Number of Android Reviews | 20,300 | 4,000 |
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/gb/app/hsbc-kinetic/id1457310350
Revolut Business vs HSBC Kinetic Account Fees & Charges
| Revolut Business | HSBC Kinetic | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | 12 Months |
| Cheapest Monthly Account Fee | £19 | £6.50 |
| Most Expensive Monthly Account Fee | £79 | £6.50 |
| Electronic Payment Cost (in/out) | 1% + 20p | Free |
| Cash Payments Cost (in/out) | €1 | 1.10% |
| Cheques (in/out) | £8 | 50p per cheque |
| CHAPS Payments Cost | £25 | £17 |
| SEPA Payments Cost | 20p | 24p |
Revolut Business vs HSBC Kinetic Business Savings Rates
| Revolut Business | HSBC Kinetic | |
| Types of Business Savings Accounts | Grow, Scale, Enterprise | Instant access, 30+ day, 60+ day |
| Lowest Savings Rate (AER) | 2% | 1.94% |
| Maximum Savings Rate (AER) | 3% | 2.02% |
| Minimum Savings Amount | No | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
Revolut Business vs HSBC Kinetic Account Opening Times
| Revolut Business | HSBC Kinetic | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 minutes | 48 hours |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | Yes |
Revolut Business vs HSBC Kinetic Features & Account Types
| Revolut Business | HSBC Kinetic | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Visa | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | Can use HSBC branches for some services |
Revolut Business vs HSBC Kinetic Customer Support Options
| Revolut Business | HSBC Kinetic | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Revolut Business vs HSBC Kinetic Foreign Currency Accounts
| Revolut Business | HSBC Kinetic | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Revolut Business and HSBC Kinetic
| Revolut Business | HSBC Kinetic | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Revolut Business vs HSBC Kinetic Banking Basics
| Revolut Business | HSBC Kinetic | |
| Bank Type | Challenger | High Street/Challenger |
| FSCS Protection | No | Yes, up to £85,000 |
| FCA Number | 900562 | 765112 |
| Website | Revolut Business Website | HSBC Kinetic Website |
Common Comparison Questions
Does Revolut Business or HSBC Kinetic have better customer reviews?
Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.
Whereas, HSBC Kinetic scores 1.9 out of 5 based 13 Trustpilot reviews. Of which 0% are 5-star and 100% are 1-star.
Does Revolut Business or HSBC Kinetic have a better App?
Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.
In comparison, HSBC Kinetic’s iPhone App is rated 4.8 out of 5 based on 15,000 reviews. And it’s Android App is rated 4.7 out of 5 based on 4,000 reviews.
Does Revolut Business or HSBC Kinetic have better business savings rates?
Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)
In contrast, HSBC Kinetic offers Instant access, 30+ day, 60+ day accounts with interest rates ranging from 1.94% to 2.02% (AER).
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For other business bank accounts see our guide here.