Is Revolut Business or Cynergy Bank better for your small business?
Below we look at both Revolut Business and Cynergy Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Revolut Business vs Cynergy Bank Trustpilot Reviews
| Revolut Business | Cynergy Bank | |
| Trustpilot Review Score (out of 5) | 4.2 | 4 |
| Percent 5-Star Reviews | 75% | 58% |
| Percent 1- Star Reviews | 10% | 27% |
| Total Number of Reviews | 148,162 | 2,235 |
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/cynergybank.co.uk
Revolut Business vs Cynergy Bank App Reviews
| Revolut Business | Cynergy Bank | |
| iPhone Review Score (out of 5) | 4.9 | 1.5 |
| Number of iPhone Reviews | 26,200 | 350 |
| Android Review Score (out of 5) | 4.6 | 1.7 |
| Number of Android Reviews | 20,300 | 449 |
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/gb/app/cynergy-bank-authenticator/id1497728953
Revolut Business vs Cynergy Bank Account Fees & Charges
| Revolut Business | Cynergy Bank | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | 12 Months |
| Cheapest Monthly Account Fee | £19 | £25 |
| Most Expensive Monthly Account Fee | £79 | £25 |
| Electronic Payment Cost (in/out) | 1% + 20p | 35p |
| Cash Payments Cost (in/out) | €1 | 65p per £100 |
| Cheques (in/out) | £8 | 30p / 78p |
| CHAPS Payments Cost | £25 | £25 |
| SEPA Payments Cost | 20p | £6 |
Revolut Business vs Cynergy Bank Business Savings Rates
| Revolut Business | Cynergy Bank | |
| Types of Business Savings Accounts | Grow, Scale, Enterprise | Business Saver |
| Lowest Savings Rate (AER) | 2% | 4.00% |
| Maximum Savings Rate (AER) | 3% | 4.00% |
| Minimum Savings Amount | No | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Revolut Business vs Cynergy Bank Account Opening Times
| Revolut Business | Cynergy Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 minutes | 15 minutes |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | Yes |
Revolut Business vs Cynergy Bank Features & Account Types
| Revolut Business | Cynergy Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | London, Redhill, Birmingham, Manchester and Glasgow |
Revolut Business vs Cynergy Bank Customer Support Options
| Revolut Business | Cynergy Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Revolut Business vs Cynergy Bank Foreign Currency Accounts
| Revolut Business | Cynergy Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From Revolut Business and Cynergy Bank
| Revolut Business | Cynergy Bank | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Revolut Business vs Cynergy Bank Banking Basics
| Revolut Business | Cynergy Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | No | Yes, up to £85,000 |
| FCA Number | 900562 | 575105 |
| Website | Revolut Business Website | Cynergy Bank Website |
Common Comparison Questions
Does Revolut Business or Cynergy Bank have better customer reviews?
Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.
Whereas, Cynergy Bank scores 4 out of 5 based 2,235 Trustpilot reviews. Of which 58% are 5-star and 27% are 1-star.
Does Revolut Business or Cynergy Bank have a better App?
Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.
In comparison, Cynergy Bank’s iPhone App is rated 1.5 out of 5 based on 350 reviews. And it’s Android App is rated 1.7 out of 5 based on 449 reviews.
Does Revolut Business or Cynergy Bank have better business savings rates?
Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)
In contrast, Cynergy Bank offers Business Saver accounts with interest rates ranging from 4.00% to 4.00% (AER).
See Other Comparisons:Revolut Business vs Zempler Bank (formerly Cashplus)
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For other business bank accounts see our guide here.