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Revolut Business VS Cumberland Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Revolut Business or Cumberland Building Society better for your small business?



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Below we look at both Revolut Business and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Revolut Business Homepage
Revolut Business Homepage


Cumberland Building Society Homepage
Cumberland Building Society Homepage
 

Revolut Business vs Cumberland Building Society Trustpilot Reviews

Revolut BusinessCumberland Building Society
Trustpilot Review Score (out of 5)4.22.5
Percent 5-Star Reviews75%22%
Percent 1- Star Reviews10%69%
Total Number of Reviews148,16241
Sources:
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk

Revolut Business vs Cumberland Building Society App Reviews

Revolut BusinessCumberland Building Society
iPhone Review Score (out of 5)4.94.7
Number of iPhone Reviews26,200644
Android Review Score (out of 5)4.64.8
Number of Android Reviews20,300415
Sources:
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935

Revolut Business vs Cumberland Building Society Account Fees & Charges

Revolut BusinessCumberland Building Society
Free Business Bank AccountYesYes
Free Business Account Term LengthNo Limit12 Months
Cheapest Monthly Account Fee£19Free
Most Expensive Monthly Account Fee£79£5
Electronic Payment Cost (in/out)1% + 20p35p
Cash Payments Cost (in/out)€140p per £100
Cheques (in/out)£8£1
CHAPS Payments Cost£25£25
SEPA Payments Cost20pNo

Revolut Business vs Cumberland Building Society Business Savings Rates

Revolut BusinessCumberland Building Society
Types of Business Savings AccountsGrow, Scale, EnterpriseInstant Access, Fixed Term, Notice Savings
Lowest Savings Rate (AER)2%3.05%
Maximum Savings Rate (AER)3%4.20%
Minimum Savings AmountNo£1
Interest Paid On Foreign CurrenciesYesNo
 

Revolut Business vs Cumberland Building Society Account Opening Times

Revolut BusinessCumberland Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes5 to 10 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceYesYes

Revolut Business vs Cumberland Building Society Features & Account Types

Revolut Business Account Types
Revolut Business Features & Account Types


Cumberland Building Society Account Types
Cumberland Building Society Features & Account Types


Revolut BusinessCumberland Building Society
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLocations in North East England only

Revolut Business vs Cumberland Building Society Customer Support Options

Revolut BusinessCumberland Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Revolut Business vs Cumberland Building Society Foreign Currency Accounts

Revolut BusinessCumberland Building Society
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • AUD (Australian Dollar)
  • BGN (Bulgarian Lev)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan)
  • DKK (Danish Krone)
  • GBP (British Pound Sterling)
  • HKD (Hong Kong Dollar)
  • HUF (Hungarian Forint)
  • ILS (Israeli New Shekel)
  • JPY (Japanese Yen)
  • MXN (Mexican Peso)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • RUB (Russian Ruble)
  • SAR (Saudi Arabian Riyal)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • TRY (Turkish Lira)
No

Other Business Services From Revolut Business and Cumberland Building Society

Revolut Business Account Types
Other Revolut Business Services


Cumberland Building Society Account Types
Other Cumberland Building Society Services


Revolut BusinessCumberland Building Society
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoYes

Revolut Business vs Cumberland Building Society Banking Basics

Revolut BusinessCumberland Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionNoYes, up to £85,000
FCA Number900562106074
WebsiteRevolut Business WebsiteCumberland Building Society Website

Common Comparison Questions

Does Revolut Business or Cumberland Building Society have better customer reviews?

Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.

Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.

Does Revolut Business or Cumberland Building Society have a better App?

Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.

In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.

Does Revolut Business or Cumberland Building Society have better business savings rates?

Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)

In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).

See Other Comparisons:
Revolut Business vs Redwood Bank
Revolut Business vs Amaiz
Revolut Business vs ICICI Bank UK
Revolut Business vs Intergiro
Revolut Business vs GoSolo


For other business bank accounts see our guide here.

 



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