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Revolut Business VS Charity Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Revolut Business or Charity Bank better for your small business?



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Below we look at both Revolut Business and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Revolut Business Homepage
Revolut Business Homepage


Charity Bank Homepage
Charity Bank Homepage
 

Revolut Business vs Charity Bank Trustpilot Reviews

Revolut BusinessCharity Bank
Trustpilot Review Score (out of 5)4.23.3
Percent 5-Star Reviews75%33%
Percent 1- Star Reviews10%34%
Total Number of Reviews148,1623
Sources:
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/charitybank.org

Revolut Business vs Charity Bank App Reviews

Revolut BusinessCharity Bank
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews26,200No Reviews
Android Review Score (out of 5)4.6No Rating
Number of Android Reviews20,300No Reviews
Sources:
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://www.apple.com/uk/app-store/

Revolut Business vs Charity Bank Account Fees & Charges

Revolut BusinessCharity Bank
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£19Free
Most Expensive Monthly Account Fee£79Free
Electronic Payment Cost (in/out)1% + 20pNo
Cash Payments Cost (in/out)€1Free
Cheques (in/out)£8Free
CHAPS Payments Cost£25£10
SEPA Payments Cost20p20p

Revolut Business vs Charity Bank Business Savings Rates

Revolut BusinessCharity Bank
Types of Business Savings AccountsGrow, Scale, EnterpriseCITR accounts, Easy Access, Notice Accounts, Fixed Account
Lowest Savings Rate (AER)2%2.02%
Maximum Savings Rate (AER)3%4.51%
Minimum Savings AmountNo£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Revolut Business vs Charity Bank Account Opening Times

Revolut BusinessCharity Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutesUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceYesYes

Revolut Business vs Charity Bank Features & Account Types

Revolut Business Account Types
Revolut Business Features & Account Types


Charity Bank Account Types
Charity Bank Features & Account Types


Revolut BusinessCharity Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyTonbridge

Revolut Business vs Charity Bank Customer Support Options

Revolut BusinessCharity Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Revolut Business vs Charity Bank Foreign Currency Accounts

Revolut BusinessCharity Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • AUD (Australian Dollar)
  • BGN (Bulgarian Lev)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan)
  • DKK (Danish Krone)
  • GBP (British Pound Sterling)
  • HKD (Hong Kong Dollar)
  • HUF (Hungarian Forint)
  • ILS (Israeli New Shekel)
  • JPY (Japanese Yen)
  • MXN (Mexican Peso)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • RUB (Russian Ruble)
  • SAR (Saudi Arabian Riyal)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • TRY (Turkish Lira)
No

Other Business Services From Revolut Business and Charity Bank

Revolut Business Account Types
Other Revolut Business Services


Charity Bank Account Types
Other Charity Bank Services


Revolut BusinessCharity Bank
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

Revolut Business vs Charity Bank Banking Basics

Revolut BusinessCharity Bank
Bank TypeChallengerChallenger
FSCS ProtectionNoYes, up to £85,000
FCA Number900562207701
WebsiteRevolut Business WebsiteCharity Bank Website

Common Comparison Questions

Does Revolut Business or Charity Bank have better customer reviews?

Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.

Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.

Does Revolut Business or Charity Bank have a better App?

Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.

In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Revolut Business or Charity Bank have better business savings rates?

Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)

In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).

See Other Comparisons:
Revolut Business vs Cumberland Building Society
Revolut Business vs Redwood Bank
Revolut Business vs Amaiz
Revolut Business vs ICICI Bank UK
Revolut Business vs Intergiro


For other business bank accounts see our guide here.

 



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