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Revolut Business VS Zempler Bank (formerly Cashplus): Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Revolut Business or Zempler Bank (formerly Cashplus) better for your small business?



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Below we look at both Revolut Business and Zempler Bank (formerly Cashplus) reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Revolut Business Homepage
Revolut Business Homepage


Zempler Bank (formerly Cashplus) Homepage
Zempler Bank (formerly Cashplus) Homepage
 

Revolut Business vs Zempler Bank (formerly Cashplus) Trustpilot Reviews

Revolut BusinessZempler Bank (formerly Cashplus)
Trustpilot Review Score (out of 5)4.23.7
Percent 5-Star Reviews75%54%
Percent 1- Star Reviews10%30%
Total Number of Reviews148,1629,921
Sources:
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/www.cashplus.com

Revolut Business vs Zempler Bank (formerly Cashplus) App Reviews

Revolut BusinessZempler Bank (formerly Cashplus)
iPhone Review Score (out of 5)4.94.7
Number of iPhone Reviews26,20048,000
Android Review Score (out of 5)4.64.5
Number of Android Reviews20,30023,400
Sources:
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/gb/app/cashplus-bank/id709473017

Revolut Business vs Zempler Bank (formerly Cashplus) Account Fees & Charges

Revolut BusinessZempler Bank (formerly Cashplus)
Free Business Bank AccountYesYes
Free Business Account Term LengthNo LimitNo Limit
Cheapest Monthly Account Fee£19No
Most Expensive Monthly Account Fee£79£9
Electronic Payment Cost (in/out)1% + 20pFree / 30p
Cash Payments Cost (in/out)€10.5% / £2
Cheques (in/out)£8Unknown
CHAPS Payments Cost£25£20
SEPA Payments Cost20p£15

Revolut Business vs Zempler Bank (formerly Cashplus) Business Savings Rates

Revolut BusinessZempler Bank (formerly Cashplus)
Types of Business Savings AccountsGrow, Scale, EnterpriseNone
Lowest Savings Rate (AER)2%NA
Maximum Savings Rate (AER)3%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Revolut Business vs Zempler Bank (formerly Cashplus) Account Opening Times

Revolut BusinessZempler Bank (formerly Cashplus)
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes1 day
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesNo

Revolut Business vs Zempler Bank (formerly Cashplus) Features & Account Types

Revolut Business Account Types
Revolut Business Features & Account Types


Zempler Bank (formerly Cashplus) Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Revolut BusinessZempler Bank (formerly Cashplus)
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Revolut Business vs Zempler Bank (formerly Cashplus) Customer Support Options

Revolut BusinessZempler Bank (formerly Cashplus)
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Revolut Business vs Zempler Bank (formerly Cashplus) Foreign Currency Accounts

Revolut BusinessZempler Bank (formerly Cashplus)
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • AUD (Australian Dollar)
  • BGN (Bulgarian Lev)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan)
  • DKK (Danish Krone)
  • GBP (British Pound Sterling)
  • HKD (Hong Kong Dollar)
  • HUF (Hungarian Forint)
  • ILS (Israeli New Shekel)
  • JPY (Japanese Yen)
  • MXN (Mexican Peso)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • RUB (Russian Ruble)
  • SAR (Saudi Arabian Riyal)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • TRY (Turkish Lira)
No

Other Business Services From Revolut Business and Zempler Bank (formerly Cashplus)

Revolut Business Account Types
Other Revolut Business Services


Zempler Bank (formerly Cashplus) Account Types
Other Zempler Bank (formerly Cashplus) Services


Revolut BusinessZempler Bank (formerly Cashplus)
Business LoansNoYes
Commercial MortgagesNoNo
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareNoNo

Revolut Business vs Zempler Bank (formerly Cashplus) Banking Basics

Revolut BusinessZempler Bank (formerly Cashplus)
Bank TypeChallengerChallenger
FSCS ProtectionNoYes, up to £85,000
FCA Number900562671140
WebsiteRevolut Business WebsiteZempler Bank (formerly Cashplus) Website

Common Comparison Questions

Does Revolut Business or Zempler Bank (formerly Cashplus) have better customer reviews?

Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.

Whereas, Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of which 54% are 5-star and 30% are 1-star.

Does Revolut Business or Zempler Bank (formerly Cashplus) have a better App?

Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.

In comparison, Zempler Bank (formerly Cashplus)’s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

Does Revolut Business or Zempler Bank (formerly Cashplus) have better business savings rates?

Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)

In contrast, Zempler Bank (formerly Cashplus) offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Revolut Business vs Co-operative Bank
Revolut Business vs Aldermore
Revolut Business vs Handelsbanken
Revolut Business vs Anna
Revolut Business vs Hampshire Trust Bank


For other business bank accounts see our guide here.

 



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