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RBS (Royal Bank of Scotland) VS Dudley Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is RBS (Royal Bank of Scotland) or Dudley Building Society better for your small business?



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Below we look at both RBS (Royal Bank of Scotland) and Dudley Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

RBS (Royal Bank of Scotland) Homepage
RBS (Royal Bank of Scotland) Homepage


Dudley Building Society Homepage
Dudley Building Society Homepage
 

RBS (Royal Bank of Scotland) vs Dudley Building Society Trustpilot Reviews

RBS (Royal Bank of Scotland)Dudley Building Society
Trustpilot Review Score (out of 5)1.33.1
Percent 5-Star Reviews7%25%
Percent 1- Star Reviews89%63%
Total Number of Reviews83824
Sources:
https://www.trustpilot.com/review/www.rbs.co.uk
https://www.trustpilot.com/review/www.dudleybuildingsociety.co.uk

RBS (Royal Bank of Scotland) vs Dudley Building Society App Reviews

RBS (Royal Bank of Scotland)Dudley Building Society
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews106,900No Reviews
Android Review Score (out of 5)4.3No Rating
Number of Android Reviews81,700No Reviews
Sources:
https://apps.apple.com/gb/app/royal-bank-of-scotland/id334852412
https://www.apple.com/uk/app-store/

RBS (Royal Bank of Scotland) vs Dudley Building Society Account Fees & Charges

RBS (Royal Bank of Scotland)Dudley Building Society
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account FeeFree£5
Most Expensive Monthly Account FeeFree£5
Electronic Payment Cost (in/out)35pFree
Cash Payments Cost (in/out)70p per £100£1 per £100
Cheques (in/out)70p per item£1
CHAPS Payments Cost£20£25
SEPA Payments Cost45p25p

RBS (Royal Bank of Scotland) vs Dudley Building Society Business Savings Rates

RBS (Royal Bank of Scotland)Dudley Building Society
Types of Business Savings AccountsBusiness reserve, Liquidity manager notice, Treasury reserve, Client deposit manager, Client account managerNotice account, Fixed Rate, Instant access
Lowest Savings Rate (AER)1.46%3.75%
Maximum Savings Rate (AER)4.25%4.90%
Minimum Savings AmountNo£1,000
Interest Paid On Foreign CurrenciesYesYes
 

RBS (Royal Bank of Scotland) vs Dudley Building Society Account Opening Times

RBS (Royal Bank of Scotland)Dudley Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
5 to 7 Working daysUndisclosed
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

RBS (Royal Bank of Scotland) vs Dudley Building Society Features & Account Types

RBS (Royal Bank of Scotland) Account Types
RBS (Royal Bank of Scotland) Features & Account Types


Dudley Building Society Account Types
Dudley Building Society Features & Account Types


RBS (Royal Bank of Scotland)Dudley Building Society
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsUK-wide including the ability to use some Natwest locationsLocations around Dudley only

RBS (Royal Bank of Scotland) vs Dudley Building Society Customer Support Options

RBS (Royal Bank of Scotland)Dudley Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

RBS (Royal Bank of Scotland) vs Dudley Building Society Foreign Currency Accounts

RBS (Royal Bank of Scotland)Dudley Building Society
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss franc
  • Japanese yen
  • Australian dollar
  • Canadian dollar
  • New Zealand dollar
  • Swedish krona
  • CHF (Swiss Franc)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • ZAR (South African Rand)
  • TRY (Turkish Lira)
  • INR (Indian Rupee)
  • BRL (Brazilian Real)
  • PHP (Philippine Peso)
  • MXN (Mexican Peso)
  • THB (Thai Baht)
  • MYR (Malaysian Ringgit)
  • TWD (New Taiwan Dollar)

Other Business Services From RBS (Royal Bank of Scotland) and Dudley Building Society

RBS (Royal Bank of Scotland) Account Types
Other RBS (Royal Bank of Scotland) Services


Dudley Building Society Account Types
Other Dudley Building Society Services


RBS (Royal Bank of Scotland)Dudley Building Society
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

RBS (Royal Bank of Scotland) vs Dudley Building Society Banking Basics

RBS (Royal Bank of Scotland)Dudley Building Society
Bank TypeHigh StreetBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number114724161294
WebsiteRBS (Royal Bank of Scotland) WebsiteDudley Building Society Website

Common Comparison Questions

Does RBS (Royal Bank of Scotland) or Dudley Building Society have better customer reviews?

RBS (Royal Bank of Scotland) scores 1.3 out of 5 based 838 Trustpilot reviews. Of these reviews 7% are 5-star and 89% are 1-star.

Whereas, Dudley Building Society scores 3.1 out of 5 based 24 Trustpilot reviews. Of which 25% are 5-star and 63% are 1-star.

Does RBS (Royal Bank of Scotland) or Dudley Building Society have a better App?

RBS (Royal Bank of Scotland)’s iPhone App is rated 4.8 out of 5 based on 106,900 reviews. And it’s Android App is rated 4.3 out of 5 based on 81,700 reviews.

In comparison, Dudley Building Society’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does RBS (Royal Bank of Scotland) or Dudley Building Society have better business savings rates?

RBS (Royal Bank of Scotland) offers the following types of business savings accounts: Business reserve, Liquidity manager notice, Treasury reserve, Client deposit manager, Client account manager with interest rates ranging from 1.46% to 4.25%. (AER)

In contrast, Dudley Building Society offers Notice account, Fixed Rate, Instant access accounts with interest rates ranging from 3.75% to 4.90% (AER).

See Other Comparisons:
RBS (Royal Bank of Scotland) vs MyPOS
RBS (Royal Bank of Scotland) vs Ampere
Wise vs Revolut Business
Wise vs Danske Bank UK
Wise vs Ulster Bank


For other business bank accounts see our guide here.

 



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