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RBS (Royal Bank of Scotland) VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is RBS (Royal Bank of Scotland) or Amaiz better for your small business?



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Below we look at both RBS (Royal Bank of Scotland) and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

RBS (Royal Bank of Scotland) Homepage
RBS (Royal Bank of Scotland) Homepage


Amaiz Homepage
Amaiz Homepage
 

RBS (Royal Bank of Scotland) vs Amaiz Trustpilot Reviews

RBS (Royal Bank of Scotland)Amaiz
Trustpilot Review Score (out of 5)1.34.1
Percent 5-Star Reviews7%68%
Percent 1- Star Reviews89%20%
Total Number of Reviews838168
Sources:
https://www.trustpilot.com/review/www.rbs.co.uk
https://www.trustpilot.com/review/amaiz.com

RBS (Royal Bank of Scotland) vs Amaiz App Reviews

RBS (Royal Bank of Scotland)Amaiz
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews106,900No Reviews
Android Review Score (out of 5)4.3No Rating
Number of Android Reviews81,700No Reviews
Sources:
https://apps.apple.com/gb/app/royal-bank-of-scotland/id334852412
https://www.apple.com/uk/app-store/

RBS (Royal Bank of Scotland) vs Amaiz Account Fees & Charges

RBS (Royal Bank of Scotland)Amaiz
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account FeeFree£49
Most Expensive Monthly Account FeeFree£99
Electronic Payment Cost (in/out)35pFree
Cash Payments Cost (in/out)70p per £100Free
Cheques (in/out)70p per itemFree
CHAPS Payments Cost£20£15
SEPA Payments Cost45p£3

RBS (Royal Bank of Scotland) vs Amaiz Business Savings Rates

RBS (Royal Bank of Scotland)Amaiz
Types of Business Savings AccountsBusiness reserve, Liquidity manager notice, Treasury reserve, Client deposit manager, Client account managerNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)4.25%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

RBS (Royal Bank of Scotland) vs Amaiz Account Opening Times

RBS (Royal Bank of Scotland)Amaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
5 to 7 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

RBS (Royal Bank of Scotland) vs Amaiz Features & Account Types

RBS (Royal Bank of Scotland) Account Types
RBS (Royal Bank of Scotland) Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


RBS (Royal Bank of Scotland)Amaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wide including the ability to use some Natwest locationsNone, online only

RBS (Royal Bank of Scotland) vs Amaiz Customer Support Options

RBS (Royal Bank of Scotland)Amaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

RBS (Royal Bank of Scotland) vs Amaiz Foreign Currency Accounts

RBS (Royal Bank of Scotland)Amaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss franc
  • Japanese yen
  • Australian dollar
  • Canadian dollar
  • New Zealand dollar
  • Swedish krona
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From RBS (Royal Bank of Scotland) and Amaiz

RBS (Royal Bank of Scotland) Account Types
Other RBS (Royal Bank of Scotland) Services


Amaiz Account Types
Other Amaiz Services


RBS (Royal Bank of Scotland)Amaiz
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesYes

RBS (Royal Bank of Scotland) vs Amaiz Banking Basics

RBS (Royal Bank of Scotland)Amaiz
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number114724900857
WebsiteRBS (Royal Bank of Scotland) WebsiteAmaiz Website

Common Comparison Questions

Does RBS (Royal Bank of Scotland) or Amaiz have better customer reviews?

RBS (Royal Bank of Scotland) scores 1.3 out of 5 based 838 Trustpilot reviews. Of these reviews 7% are 5-star and 89% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does RBS (Royal Bank of Scotland) or Amaiz have a better App?

RBS (Royal Bank of Scotland)’s iPhone App is rated 4.8 out of 5 based on 106,900 reviews. And it’s Android App is rated 4.3 out of 5 based on 81,700 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does RBS (Royal Bank of Scotland) or Amaiz have better business savings rates?

RBS (Royal Bank of Scotland) offers the following types of business savings accounts: Business reserve, Liquidity manager notice, Treasury reserve, Client deposit manager, Client account manager with interest rates ranging from 1.46% to 4.25%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
RBS (Royal Bank of Scotland) vs ICICI Bank UK
RBS (Royal Bank of Scotland) vs Intergiro
RBS (Royal Bank of Scotland) vs GoSolo
RBS (Royal Bank of Scotland) vs 3S Money
RBS (Royal Bank of Scotland) vs MultiPass


For other business bank accounts see our guide here.

 



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