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OakNorth VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is OakNorth or Intergiro better for your small business?



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Below we look at both OakNorth and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

OakNorth Homepage
OakNorth Homepage


Intergiro Homepage
Intergiro Homepage
 

OakNorth vs Intergiro Trustpilot Reviews

OakNorthIntergiro
Trustpilot Review Score (out of 5)4.83.4
Percent 5-Star Reviews84%77%
Percent 1- Star Reviews3%15%
Total Number of Reviews8,904171
Sources:
https://www.trustpilot.com/review/oaknorth.co.uk
https://www.trustpilot.com/review/intergiro.com

OakNorth vs Intergiro App Reviews

OakNorthIntergiro
iPhone Review Score (out of 5)4.85
Number of iPhone Reviews1,6004
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews468No Reviews
Sources:
https://apps.apple.com/gb/app/oaknorth-savings/id1476387507
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

OakNorth vs Intergiro Account Fees & Charges

OakNorthIntergiro
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£25£2.99
Most Expensive Monthly Account Fee£99.99£15
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)70p per £10070p per £100
Cheques (in/out)£1 per cheque£1
CHAPS Payments Cost£17£25
SEPA Payments CostNo€1

OakNorth vs Intergiro Business Savings Rates

OakNorthIntergiro
Types of Business Savings AccountsFixed Term, Notice Accounts, Easy AccessNone
Lowest Savings Rate (AER)3.85%NA
Maximum Savings Rate (AER)3.85%NA
Minimum Savings Amount£10,000NA
Interest Paid On Foreign CurrenciesNoYes
 

OakNorth vs Intergiro Account Opening Times

OakNorthIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutes5 to 10 Working days
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

OakNorth vs Intergiro Features & Account Types

OakNorth Account Types
OakNorth Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


OakNorthIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online and phone onlyNone, online only

OakNorth vs Intergiro Customer Support Options

OakNorthIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

OakNorth vs Intergiro Foreign Currency Accounts

OakNorthIntergiro
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From OakNorth and Intergiro

OakNorth Account Types
Other OakNorth Services


Intergiro Account Types
Other Intergiro Services


OakNorthIntergiro
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

OakNorth vs Intergiro Banking Basics

OakNorthIntergiro
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number629564900945
WebsiteOakNorth WebsiteIntergiro Website

Common Comparison Questions

Does OakNorth or Intergiro have better customer reviews?

OakNorth scores 4.8 out of 5 based 8,904 Trustpilot reviews. Of these reviews 84% are 5-star and 3% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does OakNorth or Intergiro have a better App?

OakNorth’s iPhone App is rated 4.8 out of 5 based on 1,600 reviews. And it’s Android App is rated 4.8 out of 5 based on 468 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does OakNorth or Intergiro have better business savings rates?

OakNorth offers the following types of business savings accounts: Fixed Term, Notice Accounts, Easy Access with interest rates ranging from 3.85% to 3.85%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
OakNorth vs GoSolo
OakNorth vs 3S Money
OakNorth vs MultiPass
OakNorth vs Reliance Bank
OakNorth vs SumUp Business Account


For other business bank accounts see our guide here.

 



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We do not provide merchant services nor can we recommend which solution is right for you and your business.
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