Is OakNorth or Intergiro better for your small business?
Below we look at both OakNorth and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


OakNorth vs Intergiro Trustpilot Reviews
OakNorth | Intergiro | |
Trustpilot Review Score (out of 5) | 4.8 | 3.4 |
Percent 5-Star Reviews | 84% | 77% |
Percent 1- Star Reviews | 3% | 15% |
Total Number of Reviews | 8,904 | 171 |
https://www.trustpilot.com/review/oaknorth.co.uk
https://www.trustpilot.com/review/intergiro.com
OakNorth vs Intergiro App Reviews
OakNorth | Intergiro | |
iPhone Review Score (out of 5) | 4.8 | 5 |
Number of iPhone Reviews | 1,600 | 4 |
Android Review Score (out of 5) | 4.8 | No Rating |
Number of Android Reviews | 468 | No Reviews |
https://apps.apple.com/gb/app/oaknorth-savings/id1476387507
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309
OakNorth vs Intergiro Account Fees & Charges
OakNorth | Intergiro | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £25 | £2.99 |
Most Expensive Monthly Account Fee | £99.99 | £15 |
Electronic Payment Cost (in/out) | Free | 25p |
Cash Payments Cost (in/out) | 70p per £100 | 70p per £100 |
Cheques (in/out) | £1 per cheque | £1 |
CHAPS Payments Cost | £17 | £25 |
SEPA Payments Cost | No | €1 |
OakNorth vs Intergiro Business Savings Rates
OakNorth | Intergiro | |
Types of Business Savings Accounts | Fixed Term, Notice Accounts, Easy Access | None |
Lowest Savings Rate (AER) | 3.85% | NA |
Maximum Savings Rate (AER) | 3.85% | NA |
Minimum Savings Amount | £10,000 | NA |
Interest Paid On Foreign Currencies | No | Yes |
OakNorth vs Intergiro Account Opening Times
OakNorth | Intergiro | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Few minutes | 5 to 10 Working days |
Do They Check Your Credit? | No | No |
Current Account Switch Service | No | No |
OakNorth vs Intergiro Features & Account Types


OakNorth | Intergiro | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online and phone only | None, online only |
OakNorth vs Intergiro Customer Support Options
OakNorth | Intergiro | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
OakNorth vs Intergiro Foreign Currency Accounts
OakNorth | Intergiro | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From OakNorth and Intergiro


OakNorth | Intergiro | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
OakNorth vs Intergiro Banking Basics
OakNorth | Intergiro | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 629564 | 900945 |
Website | OakNorth Website | Intergiro Website |
Common Comparison Questions
Does OakNorth or Intergiro have better customer reviews?
OakNorth scores 4.8 out of 5 based 8,904 Trustpilot reviews. Of these reviews 84% are 5-star and 3% are 1-star.
Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.
Does OakNorth or Intergiro have a better App?
OakNorth’s iPhone App is rated 4.8 out of 5 based on 1,600 reviews. And it’s Android App is rated 4.8 out of 5 based on 468 reviews.
In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does OakNorth or Intergiro have better business savings rates?
OakNorth offers the following types of business savings accounts: Fixed Term, Notice Accounts, Easy Access with interest rates ranging from 3.85% to 3.85%. (AER)
In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.