Is NatWest or Saffron Building Society better for your small business?
Below we look at both NatWest and Saffron Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


NatWest vs Saffron Building Society Trustpilot Reviews
NatWest | Saffron Building Society | |
Trustpilot Review Score (out of 5) | 1.4 | 2.2 |
Percent 5-Star Reviews | 8% | 21% |
Percent 1- Star Reviews | 86% | 73% |
Total Number of Reviews | 5,984 | 58 |
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/saffronbs.co.uk
NatWest vs Saffron Building Society App Reviews
NatWest | Saffron Building Society | |
iPhone Review Score (out of 5) | 4.8 | 3.7 |
Number of iPhone Reviews | 456,700 | 24 |
Android Review Score (out of 5) | 4.4 | 3.7 |
Number of Android Reviews | 349,000 | 14 |
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://apps.apple.com/gb/app/saffron-building-society/id1482290341
NatWest vs Saffron Building Society Account Fees & Charges
NatWest | Saffron Building Society | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 24 Months | NA |
Cheapest Monthly Account Fee | Free | £10 |
Most Expensive Monthly Account Fee | Free | £10 |
Electronic Payment Cost (in/out) | 35p | Free |
Cash Payments Cost (in/out) | 70p per £100 | Free |
Cheques (in/out) | 70p per item | £1.50 |
CHAPS Payments Cost | £20 | £15 |
SEPA Payments Cost | 45p | 25p |
NatWest vs Saffron Building Society Business Savings Rates
NatWest | Saffron Building Society | |
Types of Business Savings Accounts | Instant access, notice and fixed-term savings accounts | Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts |
Lowest Savings Rate (AER) | 1.46% | 1.20% |
Maximum Savings Rate (AER) | 4.25% | 5.75% |
Minimum Savings Amount | No | £1 |
Interest Paid On Foreign Currencies | Yes | No |
NatWest vs Saffron Building Society Account Opening Times
NatWest | Saffron Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
NatWest vs Saffron Building Society Features & Account Types


NatWest | Saffron Building Society | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | Yes |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | Yes |
Branch Locations | UK-wide including the ability to use some RBS locations | Locations in Essex only |
NatWest vs Saffron Building Society Customer Support Options
NatWest | Saffron Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
NatWest vs Saffron Building Society Foreign Currency Accounts
NatWest | Saffron Building Society | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From NatWest and Saffron Building Society


NatWest | Saffron Building Society | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | Yes | No |
NatWest vs Saffron Building Society Banking Basics
NatWest | Saffron Building Society | |
Bank Type | High Street | Building Society |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 121882 | 100015 |
Website | NatWest Website | Saffron Building Society Website |
Common Comparison Questions
Does NatWest or Saffron Building Society have better customer reviews?
NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of which 21% are 5-star and 73% are 1-star.
Does NatWest or Saffron Building Society have a better App?
NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.
In comparison, Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.
Does NatWest or Saffron Building Society have better business savings rates?
NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)
In contrast, Saffron Building Society offers Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts accounts with interest rates ranging from 1.20% to 5.75% (AER).
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For other business bank accounts see our guide here.