Is NatWest or Kent Reliance better for your small business?
Below we look at both NatWest and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


NatWest vs Kent Reliance Trustpilot Reviews
NatWest | Kent Reliance | |
Trustpilot Review Score (out of 5) | 1.4 | 4 |
Percent 5-Star Reviews | 8% | 61% |
Percent 1- Star Reviews | 86% | 22% |
Total Number of Reviews | 5,984 | 2,104 |
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/www.kentreliance.co.uk
NatWest vs Kent Reliance App Reviews
NatWest | Kent Reliance | |
iPhone Review Score (out of 5) | 4.8 | No Rating |
Number of iPhone Reviews | 456,700 | No Reviews |
Android Review Score (out of 5) | 4.4 | No Rating |
Number of Android Reviews | 349,000 | No Reviews |
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://www.apple.com/uk/app-store/
NatWest vs Kent Reliance Account Fees & Charges
NatWest | Kent Reliance | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 24 Months | NA |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | Free | Free |
Electronic Payment Cost (in/out) | 35p | £10 |
Cash Payments Cost (in/out) | 70p per £100 | £1 |
Cheques (in/out) | 70p per item | £1 |
CHAPS Payments Cost | £20 | £10 |
SEPA Payments Cost | 45p | No |
NatWest vs Kent Reliance Business Savings Rates
NatWest | Kent Reliance | |
Types of Business Savings Accounts | Instant access, notice and fixed-term savings accounts | Easy access, Notice Account, Fixed rate, Business savings |
Lowest Savings Rate (AER) | 1.46% | 0.10% |
Maximum Savings Rate (AER) | 4.25% | 5.13% |
Minimum Savings Amount | No | £1,000 |
Interest Paid On Foreign Currencies | Yes | No |
NatWest vs Kent Reliance Account Opening Times
NatWest | Kent Reliance | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
NatWest vs Kent Reliance Features & Account Types


NatWest | Kent Reliance | |
Business Current Account | Yes | No |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | None |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | Yes |
Branch Locations | UK-wide including the ability to use some RBS locations | Locations in Kent only |
NatWest vs Kent Reliance Customer Support Options
NatWest | Kent Reliance | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
NatWest vs Kent Reliance Foreign Currency Accounts
NatWest | Kent Reliance | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From NatWest and Kent Reliance


NatWest | Kent Reliance | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | No |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | Yes | No |
NatWest vs Kent Reliance Banking Basics
NatWest | Kent Reliance | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 121882 | 530504 |
Website | NatWest Website | Kent Reliance Website |
Common Comparison Questions
Does NatWest or Kent Reliance have better customer reviews?
NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.
Does NatWest or Kent Reliance have a better App?
NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.
In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does NatWest or Kent Reliance have better business savings rates?
NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)
In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).
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For other business bank accounts see our guide here.