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NatWest VS Kent Reliance: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is NatWest or Kent Reliance better for your small business?



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Below we look at both NatWest and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

NatWest Homepage
NatWest Homepage


Kent Reliance Homepage
Kent Reliance Homepage
 

NatWest vs Kent Reliance Trustpilot Reviews

NatWestKent Reliance
Trustpilot Review Score (out of 5)1.44
Percent 5-Star Reviews8%61%
Percent 1- Star Reviews86%22%
Total Number of Reviews5,9842,104
Sources:
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/www.kentreliance.co.uk

NatWest vs Kent Reliance App Reviews

NatWestKent Reliance
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews456,700No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews349,000No Reviews
Sources:
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://www.apple.com/uk/app-store/

NatWest vs Kent Reliance Account Fees & Charges

NatWestKent Reliance
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account FeeFreeFree
Most Expensive Monthly Account FeeFreeFree
Electronic Payment Cost (in/out)35p£10
Cash Payments Cost (in/out)70p per £100£1
Cheques (in/out)70p per item£1
CHAPS Payments Cost£20£10
SEPA Payments Cost45pNo

NatWest vs Kent Reliance Business Savings Rates

NatWestKent Reliance
Types of Business Savings AccountsInstant access, notice and fixed-term savings accountsEasy access, Notice Account, Fixed rate, Business savings
Lowest Savings Rate (AER)1.46%0.10%
Maximum Savings Rate (AER)4.25%5.13%
Minimum Savings AmountNo£1,000
Interest Paid On Foreign CurrenciesYesNo
 

NatWest vs Kent Reliance Account Opening Times

NatWestKent Reliance
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working days10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

NatWest vs Kent Reliance Features & Account Types

NatWest Account Types
NatWest Features & Account Types


Kent Reliance Account Types
Kent Reliance Features & Account Types


NatWestKent Reliance
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsUK-wide including the ability to use some RBS locationsLocations in Kent only

NatWest vs Kent Reliance Customer Support Options

NatWestKent Reliance
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

NatWest vs Kent Reliance Foreign Currency Accounts

NatWestKent Reliance
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • KWD (Kuwaiti Dinar)
  • AUD (Australian Dollar)
  • LTL (Lithuanian Litas)
  • BGN (Bulgarian Lev)
  • MAD (Moroccan Dirham)
  • BHD (Bahraini Dinar)
  • MUR (Mauritian Rupee)
  • CAD (Canadian Dollar)
  • MXN (Mexican Peso)
  • CHF (Swiss Franc)
  • NOK (Norwegian Krone)
  • CZK (Czech Koruna)
  • OMR (Omani Rial)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • QAR (Qatari Rial)
  • SAR (Saudi Riyals)
  • HKD (Hong Kong Dollar)
  • SEK (Swedish Krona)
  • HRK (Croatian Kuna)
  • SGD (Singaporean Dollar)
  • HUF (Hungarian Forint)
  • THB (Thai Baht)
  • ILS (Israeli Shekel)
  • TRY (Turkish Lira)
  • JPY (Japanese Yen)
  • KES (Kenyan Shilling)
  • ZAR (South African Rand)
No

Other Business Services From NatWest and Kent Reliance

NatWest Account Types
Other NatWest Services


Kent Reliance Account Types
Other Kent Reliance Services


NatWestKent Reliance
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesNo
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

NatWest vs Kent Reliance Banking Basics

NatWestKent Reliance
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number121882530504
WebsiteNatWest WebsiteKent Reliance Website

Common Comparison Questions

Does NatWest or Kent Reliance have better customer reviews?

NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.

Does NatWest or Kent Reliance have a better App?

NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.

In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does NatWest or Kent Reliance have better business savings rates?

NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)

In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).

See Other Comparisons:
NatWest vs Cynergy Bank
NatWest vs Zempler Bank (formerly Cashplus)
NatWest vs Co-operative Bank
NatWest vs Aldermore
NatWest vs Handelsbanken


For other business bank accounts see our guide here.

 



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