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NatWest VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is NatWest or Intergiro better for your small business?



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Below we look at both NatWest and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

NatWest Homepage
NatWest Homepage


Intergiro Homepage
Intergiro Homepage
 

NatWest vs Intergiro Trustpilot Reviews

NatWestIntergiro
Trustpilot Review Score (out of 5)1.43.4
Percent 5-Star Reviews8%77%
Percent 1- Star Reviews86%15%
Total Number of Reviews5,984171
Sources:
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/intergiro.com

NatWest vs Intergiro App Reviews

NatWestIntergiro
iPhone Review Score (out of 5)4.85
Number of iPhone Reviews456,7004
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews349,000No Reviews
Sources:
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

NatWest vs Intergiro Account Fees & Charges

NatWestIntergiro
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account FeeFree£2.99
Most Expensive Monthly Account FeeFree£15
Electronic Payment Cost (in/out)35p25p
Cash Payments Cost (in/out)70p per £10070p per £100
Cheques (in/out)70p per item£1
CHAPS Payments Cost£20£25
SEPA Payments Cost45p€1

NatWest vs Intergiro Business Savings Rates

NatWestIntergiro
Types of Business Savings AccountsInstant access, notice and fixed-term savings accountsNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)4.25%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

NatWest vs Intergiro Account Opening Times

NatWestIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working days5 to 10 Working days
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

NatWest vs Intergiro Features & Account Types

NatWest Account Types
NatWest Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


NatWestIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wide including the ability to use some RBS locationsNone, online only

NatWest vs Intergiro Customer Support Options

NatWestIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

NatWest vs Intergiro Foreign Currency Accounts

NatWestIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • KWD (Kuwaiti Dinar)
  • AUD (Australian Dollar)
  • LTL (Lithuanian Litas)
  • BGN (Bulgarian Lev)
  • MAD (Moroccan Dirham)
  • BHD (Bahraini Dinar)
  • MUR (Mauritian Rupee)
  • CAD (Canadian Dollar)
  • MXN (Mexican Peso)
  • CHF (Swiss Franc)
  • NOK (Norwegian Krone)
  • CZK (Czech Koruna)
  • OMR (Omani Rial)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • QAR (Qatari Rial)
  • SAR (Saudi Riyals)
  • HKD (Hong Kong Dollar)
  • SEK (Swedish Krona)
  • HRK (Croatian Kuna)
  • SGD (Singaporean Dollar)
  • HUF (Hungarian Forint)
  • THB (Thai Baht)
  • ILS (Israeli Shekel)
  • TRY (Turkish Lira)
  • JPY (Japanese Yen)
  • KES (Kenyan Shilling)
  • ZAR (South African Rand)
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From NatWest and Intergiro

NatWest Account Types
Other NatWest Services


Intergiro Account Types
Other Intergiro Services


NatWestIntergiro
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesNo

NatWest vs Intergiro Banking Basics

NatWestIntergiro
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number121882900945
WebsiteNatWest WebsiteIntergiro Website

Common Comparison Questions

Does NatWest or Intergiro have better customer reviews?

NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does NatWest or Intergiro have a better App?

NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does NatWest or Intergiro have better business savings rates?

NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
NatWest vs GoSolo
NatWest vs 3S Money
NatWest vs MultiPass
NatWest vs Reliance Bank
NatWest vs SumUp Business Account


For other business bank accounts see our guide here.

 



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