Is NatWest or Hampshire Trust Bank better for your small business?
Below we look at both NatWest and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


NatWest vs Hampshire Trust Bank Trustpilot Reviews
NatWest | Hampshire Trust Bank | |
Trustpilot Review Score (out of 5) | 1.4 | 4.5 |
Percent 5-Star Reviews | 8% | 75% |
Percent 1- Star Reviews | 86% | 7% |
Total Number of Reviews | 5,984 | 1,591 |
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/htb.co.uk
NatWest vs Hampshire Trust Bank App Reviews
NatWest | Hampshire Trust Bank | |
iPhone Review Score (out of 5) | 4.8 | No Rating |
Number of iPhone Reviews | 456,700 | No Reviews |
Android Review Score (out of 5) | 4.4 | No Rating |
Number of Android Reviews | 349,000 | No Reviews |
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://www.apple.com/uk/app-store/
NatWest vs Hampshire Trust Bank Account Fees & Charges
NatWest | Hampshire Trust Bank | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 24 Months | NA |
Cheapest Monthly Account Fee | Free | No |
Most Expensive Monthly Account Fee | Free | No |
Electronic Payment Cost (in/out) | 35p | 25p |
Cash Payments Cost (in/out) | 70p per £100 | £1 |
Cheques (in/out) | 70p per item | £1 |
CHAPS Payments Cost | £20 | £25 |
SEPA Payments Cost | 45p | 20p |
NatWest vs Hampshire Trust Bank Business Savings Rates
NatWest | Hampshire Trust Bank | |
Types of Business Savings Accounts | Instant access, notice and fixed-term savings accounts | Notice Account, Fixed |
Lowest Savings Rate (AER) | 1.46% | 4.50% |
Maximum Savings Rate (AER) | 4.25% | 5.15% |
Minimum Savings Amount | No | £5,000 |
Interest Paid On Foreign Currencies | Yes | No |
NatWest vs Hampshire Trust Bank Account Opening Times
NatWest | Hampshire Trust Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | 1 day |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
NatWest vs Hampshire Trust Bank Features & Account Types


NatWest | Hampshire Trust Bank | |
Business Current Account | Yes | No |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | Yes |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | None |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | No |
Branch Locations | UK-wide including the ability to use some RBS locations | London & Leeds |
NatWest vs Hampshire Trust Bank Customer Support Options
NatWest | Hampshire Trust Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
NatWest vs Hampshire Trust Bank Foreign Currency Accounts
NatWest | Hampshire Trust Bank | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From NatWest and Hampshire Trust Bank


NatWest | Hampshire Trust Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | Yes |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | Yes | No |
NatWest vs Hampshire Trust Bank Banking Basics
NatWest | Hampshire Trust Bank | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 121882 | 204601 |
Website | NatWest Website | Hampshire Trust Bank Website |
Common Comparison Questions
Does NatWest or Hampshire Trust Bank have better customer reviews?
NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.
Does NatWest or Hampshire Trust Bank have a better App?
NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.
In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does NatWest or Hampshire Trust Bank have better business savings rates?
NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)
In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).
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For other business bank accounts see our guide here.