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NatWest VS Hampshire Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is NatWest or Hampshire Trust Bank better for your small business?



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Below we look at both NatWest and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

NatWest Homepage
NatWest Homepage


Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage
 

NatWest vs Hampshire Trust Bank Trustpilot Reviews

NatWestHampshire Trust Bank
Trustpilot Review Score (out of 5)1.44.5
Percent 5-Star Reviews8%75%
Percent 1- Star Reviews86%7%
Total Number of Reviews5,9841,591
Sources:
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/htb.co.uk

NatWest vs Hampshire Trust Bank App Reviews

NatWestHampshire Trust Bank
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews456,700No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews349,000No Reviews
Sources:
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://www.apple.com/uk/app-store/

NatWest vs Hampshire Trust Bank Account Fees & Charges

NatWestHampshire Trust Bank
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account FeeFreeNo
Electronic Payment Cost (in/out)35p25p
Cash Payments Cost (in/out)70p per £100£1
Cheques (in/out)70p per item£1
CHAPS Payments Cost£20£25
SEPA Payments Cost45p20p

NatWest vs Hampshire Trust Bank Business Savings Rates

NatWestHampshire Trust Bank
Types of Business Savings AccountsInstant access, notice and fixed-term savings accountsNotice Account, Fixed
Lowest Savings Rate (AER)1.46%4.50%
Maximum Savings Rate (AER)4.25%5.15%
Minimum Savings AmountNo£5,000
Interest Paid On Foreign CurrenciesYesNo
 

NatWest vs Hampshire Trust Bank Account Opening Times

NatWestHampshire Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working days1 day
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

NatWest vs Hampshire Trust Bank Features & Account Types

NatWest Account Types
NatWest Features & Account Types


Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


NatWestHampshire Trust Bank
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesNo
Branch LocationsUK-wide including the ability to use some RBS locationsLondon & Leeds

NatWest vs Hampshire Trust Bank Customer Support Options

NatWestHampshire Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

NatWest vs Hampshire Trust Bank Foreign Currency Accounts

NatWestHampshire Trust Bank
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • KWD (Kuwaiti Dinar)
  • AUD (Australian Dollar)
  • LTL (Lithuanian Litas)
  • BGN (Bulgarian Lev)
  • MAD (Moroccan Dirham)
  • BHD (Bahraini Dinar)
  • MUR (Mauritian Rupee)
  • CAD (Canadian Dollar)
  • MXN (Mexican Peso)
  • CHF (Swiss Franc)
  • NOK (Norwegian Krone)
  • CZK (Czech Koruna)
  • OMR (Omani Rial)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • QAR (Qatari Rial)
  • SAR (Saudi Riyals)
  • HKD (Hong Kong Dollar)
  • SEK (Swedish Krona)
  • HRK (Croatian Kuna)
  • SGD (Singaporean Dollar)
  • HUF (Hungarian Forint)
  • THB (Thai Baht)
  • ILS (Israeli Shekel)
  • TRY (Turkish Lira)
  • JPY (Japanese Yen)
  • KES (Kenyan Shilling)
  • ZAR (South African Rand)
No

Other Business Services From NatWest and Hampshire Trust Bank

NatWest Account Types
Other NatWest Services


Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


NatWestHampshire Trust Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

NatWest vs Hampshire Trust Bank Banking Basics

NatWestHampshire Trust Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number121882204601
WebsiteNatWest WebsiteHampshire Trust Bank Website

Common Comparison Questions

Does NatWest or Hampshire Trust Bank have better customer reviews?

NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.

Does NatWest or Hampshire Trust Bank have a better App?

NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.

In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does NatWest or Hampshire Trust Bank have better business savings rates?

NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)

In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).

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NatWest vs OakNorth
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For other business bank accounts see our guide here.

 



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