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NatWest VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is NatWest or Fair Everywhere better for your small business?



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Below we look at both NatWest and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

NatWest Homepage
NatWest Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

NatWest vs Fair Everywhere Trustpilot Reviews

NatWestFair Everywhere
Trustpilot Review Score (out of 5)1.43.1
Percent 5-Star Reviews8%27%
Percent 1- Star Reviews86%64%
Total Number of Reviews5,98411
Sources:
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/faireverywhere.com

NatWest vs Fair Everywhere App Reviews

NatWestFair Everywhere
iPhone Review Score (out of 5)4.82.2
Number of iPhone Reviews456,7005
Android Review Score (out of 5)4.43.9
Number of Android Reviews349,0007
Sources:
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

NatWest vs Fair Everywhere Account Fees & Charges

NatWestFair Everywhere
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account FeeFree£12.50
Most Expensive Monthly Account FeeFree£12.50
Electronic Payment Cost (in/out)35p30p
Cash Payments Cost (in/out)70p per £100£1.50 / £3 + 2.75%
Cheques (in/out)70p per item50p per cheque
CHAPS Payments Cost£20£30
SEPA Payments Cost45pNo

NatWest vs Fair Everywhere Business Savings Rates

NatWestFair Everywhere
Types of Business Savings AccountsInstant access, notice and fixed-term savings accountsNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)4.25%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

NatWest vs Fair Everywhere Account Opening Times

NatWestFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working days1 day
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

NatWest vs Fair Everywhere Features & Account Types

NatWest Account Types
NatWest Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


NatWestFair Everywhere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wide including the ability to use some RBS locationsNone, online only

NatWest vs Fair Everywhere Customer Support Options

NatWestFair Everywhere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

NatWest vs Fair Everywhere Foreign Currency Accounts

NatWestFair Everywhere
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • KWD (Kuwaiti Dinar)
  • AUD (Australian Dollar)
  • LTL (Lithuanian Litas)
  • BGN (Bulgarian Lev)
  • MAD (Moroccan Dirham)
  • BHD (Bahraini Dinar)
  • MUR (Mauritian Rupee)
  • CAD (Canadian Dollar)
  • MXN (Mexican Peso)
  • CHF (Swiss Franc)
  • NOK (Norwegian Krone)
  • CZK (Czech Koruna)
  • OMR (Omani Rial)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • QAR (Qatari Rial)
  • SAR (Saudi Riyals)
  • HKD (Hong Kong Dollar)
  • SEK (Swedish Krona)
  • HRK (Croatian Kuna)
  • SGD (Singaporean Dollar)
  • HUF (Hungarian Forint)
  • THB (Thai Baht)
  • ILS (Israeli Shekel)
  • TRY (Turkish Lira)
  • JPY (Japanese Yen)
  • KES (Kenyan Shilling)
  • ZAR (South African Rand)
  • British Pound GBP

Other Business Services From NatWest and Fair Everywhere

NatWest Account Types
Other NatWest Services


Fair Everywhere Account Types
Other Fair Everywhere Services


NatWestFair Everywhere
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesNo

NatWest vs Fair Everywhere Banking Basics

NatWestFair Everywhere
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number121882504547
WebsiteNatWest WebsiteFair Everywhere Website

Common Comparison Questions

Does NatWest or Fair Everywhere have better customer reviews?

NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does NatWest or Fair Everywhere have a better App?

NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does NatWest or Fair Everywhere have better business savings rates?

NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
NatWest vs Countingup
NatWest vs State Bank of India (UK)
NatWest vs Charity Bank
NatWest vs Cumberland Building Society
NatWest vs Redwood Bank


For other business bank accounts see our guide here.

 



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