Is NatWest or Cambridge Building Society better for your small business?
Below we look at both NatWest and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
NatWest vs Cambridge Building Society Trustpilot Reviews
| NatWest | Cambridge Building Society | |
| Trustpilot Review Score (out of 5) | 1.4 | 3.1 |
| Percent 5-Star Reviews | 8% | 53% |
| Percent 1- Star Reviews | 86% | 47% |
| Total Number of Reviews | 5,984 | 15 |
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/www.cambridgebs.co.uk
NatWest vs Cambridge Building Society App Reviews
| NatWest | Cambridge Building Society | |
| iPhone Review Score (out of 5) | 4.8 | 4 |
| Number of iPhone Reviews | 456,700 | 35 |
| Android Review Score (out of 5) | 4.4 | 2.6 |
| Number of Android Reviews | 349,000 | 29 |
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
NatWest vs Cambridge Building Society Account Fees & Charges
| NatWest | Cambridge Building Society | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 24 Months | NA |
| Cheapest Monthly Account Fee | Free | £10 |
| Most Expensive Monthly Account Fee | Free | £20 |
| Electronic Payment Cost (in/out) | 35p | Free |
| Cash Payments Cost (in/out) | 70p per £100 | £1.50 |
| Cheques (in/out) | 70p per item | Free |
| CHAPS Payments Cost | £20 | No |
| SEPA Payments Cost | 45p | No |
NatWest vs Cambridge Building Society Business Savings Rates
| NatWest | Cambridge Building Society | |
| Types of Business Savings Accounts | Instant access, notice and fixed-term savings accounts | Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond |
| Lowest Savings Rate (AER) | 1.46% | 2.90% |
| Maximum Savings Rate (AER) | 4.25% | 4.25% |
| Minimum Savings Amount | No | £1,000 |
| Interest Paid On Foreign Currencies | Yes | No |
NatWest vs Cambridge Building Society Account Opening Times
| NatWest | Cambridge Building Society | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 Working days | Undisclosed |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
NatWest vs Cambridge Building Society Features & Account Types
| NatWest | Cambridge Building Society | |
| Business Current Account | Yes | No |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | None |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | UK-wide including the ability to use some RBS locations | Locations around Cambridge |
NatWest vs Cambridge Building Society Customer Support Options
| NatWest | Cambridge Building Society | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
NatWest vs Cambridge Building Society Foreign Currency Accounts
| NatWest | Cambridge Building Society | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From NatWest and Cambridge Building Society
| NatWest | Cambridge Building Society | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
NatWest vs Cambridge Building Society Banking Basics
| NatWest | Cambridge Building Society | |
| Bank Type | High Street | Building Society |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 121882 | 157223 |
| Website | NatWest Website | Cambridge Building Society Website |
Common Comparison Questions
Does NatWest or Cambridge Building Society have better customer reviews?
NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.
Does NatWest or Cambridge Building Society have a better App?
NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.
In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.
Does NatWest or Cambridge Building Society have better business savings rates?
NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)
In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).
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For other business bank accounts see our guide here.