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NatWest VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is NatWest or Amaiz better for your small business?



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Below we look at both NatWest and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

NatWest Homepage
NatWest Homepage


Amaiz Homepage
Amaiz Homepage
 

NatWest vs Amaiz Trustpilot Reviews

NatWestAmaiz
Trustpilot Review Score (out of 5)1.44.1
Percent 5-Star Reviews8%68%
Percent 1- Star Reviews86%20%
Total Number of Reviews5,984168
Sources:
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/amaiz.com

NatWest vs Amaiz App Reviews

NatWestAmaiz
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews456,700No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews349,000No Reviews
Sources:
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://www.apple.com/uk/app-store/

NatWest vs Amaiz Account Fees & Charges

NatWestAmaiz
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account FeeFree£49
Most Expensive Monthly Account FeeFree£99
Electronic Payment Cost (in/out)35pFree
Cash Payments Cost (in/out)70p per £100Free
Cheques (in/out)70p per itemFree
CHAPS Payments Cost£20£15
SEPA Payments Cost45p£3

NatWest vs Amaiz Business Savings Rates

NatWestAmaiz
Types of Business Savings AccountsInstant access, notice and fixed-term savings accountsNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)4.25%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

NatWest vs Amaiz Account Opening Times

NatWestAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

NatWest vs Amaiz Features & Account Types

NatWest Account Types
NatWest Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


NatWestAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wide including the ability to use some RBS locationsNone, online only

NatWest vs Amaiz Customer Support Options

NatWestAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

NatWest vs Amaiz Foreign Currency Accounts

NatWestAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • KWD (Kuwaiti Dinar)
  • AUD (Australian Dollar)
  • LTL (Lithuanian Litas)
  • BGN (Bulgarian Lev)
  • MAD (Moroccan Dirham)
  • BHD (Bahraini Dinar)
  • MUR (Mauritian Rupee)
  • CAD (Canadian Dollar)
  • MXN (Mexican Peso)
  • CHF (Swiss Franc)
  • NOK (Norwegian Krone)
  • CZK (Czech Koruna)
  • OMR (Omani Rial)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • QAR (Qatari Rial)
  • SAR (Saudi Riyals)
  • HKD (Hong Kong Dollar)
  • SEK (Swedish Krona)
  • HRK (Croatian Kuna)
  • SGD (Singaporean Dollar)
  • HUF (Hungarian Forint)
  • THB (Thai Baht)
  • ILS (Israeli Shekel)
  • TRY (Turkish Lira)
  • JPY (Japanese Yen)
  • KES (Kenyan Shilling)
  • ZAR (South African Rand)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From NatWest and Amaiz

NatWest Account Types
Other NatWest Services


Amaiz Account Types
Other Amaiz Services


NatWestAmaiz
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesYes

NatWest vs Amaiz Banking Basics

NatWestAmaiz
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number121882900857
WebsiteNatWest WebsiteAmaiz Website

Common Comparison Questions

Does NatWest or Amaiz have better customer reviews?

NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does NatWest or Amaiz have a better App?

NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does NatWest or Amaiz have better business savings rates?

NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
NatWest vs ICICI Bank UK
NatWest vs Intergiro
NatWest vs GoSolo
NatWest vs 3S Money
NatWest vs MultiPass


For other business bank accounts see our guide here.

 



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