Is NatWest or Amaiz better for your small business?
Below we look at both NatWest and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


NatWest vs Amaiz Trustpilot Reviews
NatWest | Amaiz | |
Trustpilot Review Score (out of 5) | 1.4 | 4.1 |
Percent 5-Star Reviews | 8% | 68% |
Percent 1- Star Reviews | 86% | 20% |
Total Number of Reviews | 5,984 | 168 |
https://www.trustpilot.com/review/www.natwest.com
https://www.trustpilot.com/review/amaiz.com
NatWest vs Amaiz App Reviews
NatWest | Amaiz | |
iPhone Review Score (out of 5) | 4.8 | No Rating |
Number of iPhone Reviews | 456,700 | No Reviews |
Android Review Score (out of 5) | 4.4 | No Rating |
Number of Android Reviews | 349,000 | No Reviews |
https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://www.apple.com/uk/app-store/
NatWest vs Amaiz Account Fees & Charges
NatWest | Amaiz | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 24 Months | NA |
Cheapest Monthly Account Fee | Free | £49 |
Most Expensive Monthly Account Fee | Free | £99 |
Electronic Payment Cost (in/out) | 35p | Free |
Cash Payments Cost (in/out) | 70p per £100 | Free |
Cheques (in/out) | 70p per item | Free |
CHAPS Payments Cost | £20 | £15 |
SEPA Payments Cost | 45p | £3 |
NatWest vs Amaiz Business Savings Rates
NatWest | Amaiz | |
Types of Business Savings Accounts | Instant access, notice and fixed-term savings accounts | None |
Lowest Savings Rate (AER) | 1.46% | NA |
Maximum Savings Rate (AER) | 4.25% | NA |
Minimum Savings Amount | No | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
NatWest vs Amaiz Account Opening Times
NatWest | Amaiz | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | Few minutes |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | Yes |
NatWest vs Amaiz Features & Account Types


NatWest | Amaiz | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | UK-wide including the ability to use some RBS locations | None, online only |
NatWest vs Amaiz Customer Support Options
NatWest | Amaiz | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
NatWest vs Amaiz Foreign Currency Accounts
NatWest | Amaiz | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From NatWest and Amaiz


NatWest | Amaiz | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | Yes | No |
Free Accounting Software | Yes | Yes |
NatWest vs Amaiz Banking Basics
NatWest | Amaiz | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 121882 | 900857 |
Website | NatWest Website | Amaiz Website |
Common Comparison Questions
Does NatWest or Amaiz have better customer reviews?
NatWest scores 1.4 out of 5 based 5,984 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.
Does NatWest or Amaiz have a better App?
NatWest’s iPhone App is rated 4.8 out of 5 based on 456,700 reviews. And it’s Android App is rated 4.4 out of 5 based on 349,000 reviews.
In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does NatWest or Amaiz have better business savings rates?
NatWest offers the following types of business savings accounts: Instant access, notice and fixed-term savings accounts with interest rates ranging from 1.46% to 4.25%. (AER)
In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:NatWest vs ICICI Bank UK
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For other business bank accounts see our guide here.