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Nationwide VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Nationwide or Intergiro better for your small business?



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Below we look at both Nationwide and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Nationwide Homepage
Nationwide Homepage


Intergiro Homepage
Intergiro Homepage
 

Nationwide vs Intergiro Trustpilot Reviews

NationwideIntergiro
Trustpilot Review Score (out of 5)1.73.4
Percent 5-Star Reviews15%77%
Percent 1- Star Reviews75%15%
Total Number of Reviews5,509171
Sources:
https://www.trustpilot.com/review/www.nationwide.co.uk
https://www.trustpilot.com/review/intergiro.com

Nationwide vs Intergiro App Reviews

NationwideIntergiro
iPhone Review Score (out of 5)4.85
Number of iPhone Reviews595,0004
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews106,000No Reviews
Sources:
https://apps.apple.com/gb/app/nationwide-mobile-banking/id542355130
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Nationwide vs Intergiro Account Fees & Charges

NationwideIntergiro
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6.50£2.99
Most Expensive Monthly Account Fee£30£15
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)1%70p per £100
Cheques (in/out)£1.50£1
CHAPS Payments Cost£15£25
SEPA Payments CostNo€1

Nationwide vs Intergiro Business Savings Rates

NationwideIntergiro
Types of Business Savings AccountsInstant access, Limited access, Fixed rateNone
Lowest Savings Rate (AER)2.25%NA
Maximum Savings Rate (AER)6.50%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Nationwide vs Intergiro Account Opening Times

NationwideIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days5 to 10 Working days
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Nationwide vs Intergiro Features & Account Types

Nationwide Account Types
Nationwide Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


NationwideIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Nationwide vs Intergiro Customer Support Options

NationwideIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Nationwide vs Intergiro Foreign Currency Accounts

NationwideIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Canadian Dollar
  • Australian Dollar
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Nationwide and Intergiro

Nationwide Account Types
Other Nationwide Services


Intergiro Account Types
Other Intergiro Services


NationwideIntergiro
Business LoansNoNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Nationwide vs Intergiro Banking Basics

NationwideIntergiro
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number106078900945
WebsiteNationwide WebsiteIntergiro Website

Common Comparison Questions

Does Nationwide or Intergiro have better customer reviews?

Nationwide scores 1.7 out of 5 based 5,509 Trustpilot reviews. Of these reviews 15% are 5-star and 75% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Nationwide or Intergiro have a better App?

Nationwide’s iPhone App is rated 4.8 out of 5 based on 595,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 106,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Nationwide or Intergiro have better business savings rates?

Nationwide offers the following types of business savings accounts: Instant access, Limited access, Fixed rate with interest rates ranging from 2.25% to 6.50%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Nationwide vs GoSolo
Nationwide vs 3S Money
Nationwide vs MultiPass
Nationwide vs Reliance Bank
Nationwide vs SumUp Business Account


For other business bank accounts see our guide here.

 



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