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Nationwide VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Nationwide or Fair Everywhere better for your small business?



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Below we look at both Nationwide and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Nationwide Homepage
Nationwide Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

Nationwide vs Fair Everywhere Trustpilot Reviews

NationwideFair Everywhere
Trustpilot Review Score (out of 5)1.73.1
Percent 5-Star Reviews15%27%
Percent 1- Star Reviews75%64%
Total Number of Reviews5,50911
Sources:
https://www.trustpilot.com/review/www.nationwide.co.uk
https://www.trustpilot.com/review/faireverywhere.com

Nationwide vs Fair Everywhere App Reviews

NationwideFair Everywhere
iPhone Review Score (out of 5)4.82.2
Number of iPhone Reviews595,0005
Android Review Score (out of 5)4.53.9
Number of Android Reviews106,0007
Sources:
https://apps.apple.com/gb/app/nationwide-mobile-banking/id542355130
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

Nationwide vs Fair Everywhere Account Fees & Charges

NationwideFair Everywhere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6.50£12.50
Most Expensive Monthly Account Fee£30£12.50
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)1%£1.50 / £3 + 2.75%
Cheques (in/out)£1.5050p per cheque
CHAPS Payments Cost£15£30
SEPA Payments CostNoNo

Nationwide vs Fair Everywhere Business Savings Rates

NationwideFair Everywhere
Types of Business Savings AccountsInstant access, Limited access, Fixed rateNone
Lowest Savings Rate (AER)2.25%NA
Maximum Savings Rate (AER)6.50%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Nationwide vs Fair Everywhere Account Opening Times

NationwideFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days1 day
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Nationwide vs Fair Everywhere Features & Account Types

Nationwide Account Types
Nationwide Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


NationwideFair Everywhere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Nationwide vs Fair Everywhere Customer Support Options

NationwideFair Everywhere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Nationwide vs Fair Everywhere Foreign Currency Accounts

NationwideFair Everywhere
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Canadian Dollar
  • Australian Dollar
  • British Pound GBP

Other Business Services From Nationwide and Fair Everywhere

Nationwide Account Types
Other Nationwide Services


Fair Everywhere Account Types
Other Fair Everywhere Services


NationwideFair Everywhere
Business LoansNoNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Nationwide vs Fair Everywhere Banking Basics

NationwideFair Everywhere
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number106078504547
WebsiteNationwide WebsiteFair Everywhere Website

Common Comparison Questions

Does Nationwide or Fair Everywhere have better customer reviews?

Nationwide scores 1.7 out of 5 based 5,509 Trustpilot reviews. Of these reviews 15% are 5-star and 75% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does Nationwide or Fair Everywhere have a better App?

Nationwide’s iPhone App is rated 4.8 out of 5 based on 595,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 106,000 reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does Nationwide or Fair Everywhere have better business savings rates?

Nationwide offers the following types of business savings accounts: Instant access, Limited access, Fixed rate with interest rates ranging from 2.25% to 6.50%. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Nationwide vs Countingup
Nationwide vs State Bank of India (UK)
Nationwide vs Charity Bank
Nationwide vs Cumberland Building Society
Nationwide vs Redwood Bank


For other business bank accounts see our guide here.

 



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