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Nationwide VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Nationwide or Cambridge & Counties Bank better for your small business?



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Below we look at both Nationwide and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Nationwide Homepage
Nationwide Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Nationwide vs Cambridge & Counties Bank Trustpilot Reviews

NationwideCambridge & Counties Bank
Trustpilot Review Score (out of 5)1.72.8
Percent 5-Star Reviews15%29%
Percent 1- Star Reviews75%43%
Total Number of Reviews5,5097
Sources:
https://www.trustpilot.com/review/www.nationwide.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Nationwide vs Cambridge & Counties Bank App Reviews

NationwideCambridge & Counties Bank
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews595,000No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews106,000No Reviews
Sources:
https://apps.apple.com/gb/app/nationwide-mobile-banking/id542355130
https://www.apple.com/uk/app-store/

Nationwide vs Cambridge & Counties Bank Account Fees & Charges

NationwideCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6.50£12
Most Expensive Monthly Account Fee£30£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)1%£2
Cheques (in/out)£1.50£2
CHAPS Payments Cost£15£20
SEPA Payments CostNo25p

Nationwide vs Cambridge & Counties Bank Business Savings Rates

NationwideCambridge & Counties Bank
Types of Business Savings AccountsInstant access, Limited access, Fixed rateNotice account, Fixed Rate
Lowest Savings Rate (AER)2.25%4.05%
Maximum Savings Rate (AER)6.50%4.80%
Minimum Savings Amount£1£10,000
Interest Paid On Foreign CurrenciesYesNo
 

Nationwide vs Cambridge & Counties Bank Account Opening Times

NationwideCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Nationwide vs Cambridge & Counties Bank Features & Account Types

Nationwide Account Types
Nationwide Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


NationwideCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsUK-wideLeicester

Nationwide vs Cambridge & Counties Bank Customer Support Options

NationwideCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Nationwide vs Cambridge & Counties Bank Foreign Currency Accounts

NationwideCambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Canadian Dollar
  • Australian Dollar
No

Other Business Services From Nationwide and Cambridge & Counties Bank

Nationwide Account Types
Other Nationwide Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


NationwideCambridge & Counties Bank
Business LoansNoYes
Commercial MortgagesYesYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Nationwide vs Cambridge & Counties Bank Banking Basics

NationwideCambridge & Counties Bank
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number106078579415
WebsiteNationwide WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Nationwide or Cambridge & Counties Bank have better customer reviews?

Nationwide scores 1.7 out of 5 based 5,509 Trustpilot reviews. Of these reviews 15% are 5-star and 75% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Nationwide or Cambridge & Counties Bank have a better App?

Nationwide’s iPhone App is rated 4.8 out of 5 based on 595,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 106,000 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Nationwide or Cambridge & Counties Bank have better business savings rates?

Nationwide offers the following types of business savings accounts: Instant access, Limited access, Fixed rate with interest rates ranging from 2.25% to 6.50%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Nationwide vs Recognise Bank
Nationwide vs Dudley Building Society
Nationwide vs MyPOS
Nationwide vs Ampere
Lloyds Bank vs Tide


For other business bank accounts see our guide here.

 



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