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Nationwide VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Nationwide or Ampere better for your small business?



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Below we look at both Nationwide and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Nationwide Homepage
Nationwide Homepage


Ampere Homepage
Ampere Homepage
 

Nationwide vs Ampere Trustpilot Reviews

NationwideAmpere
Trustpilot Review Score (out of 5)1.74.2
Percent 5-Star Reviews15%74%
Percent 1- Star Reviews75%18%
Total Number of Reviews5,50950
Sources:
https://www.trustpilot.com/review/www.nationwide.co.uk
https://www.trustpilot.com/review/ampere.co.uk

Nationwide vs Ampere App Reviews

NationwideAmpere
iPhone Review Score (out of 5)4.84.8
Number of iPhone Reviews595,00030
Android Review Score (out of 5)4.54.7
Number of Android Reviews106,000953
Sources:
https://apps.apple.com/gb/app/nationwide-mobile-banking/id542355130
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Nationwide vs Ampere Account Fees & Charges

NationwideAmpere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6.50£20.00
Most Expensive Monthly Account Fee£30£20.00
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)1%NA
Cheques (in/out)£1.50NA
CHAPS Payments Cost£15£25
SEPA Payments CostNoFree

Nationwide vs Ampere Business Savings Rates

NationwideAmpere
Types of Business Savings AccountsInstant access, Limited access, Fixed rateNone
Lowest Savings Rate (AER)2.25%NA
Maximum Savings Rate (AER)6.50%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesNo
 

Nationwide vs Ampere Account Opening Times

NationwideAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Nationwide vs Ampere Features & Account Types

Nationwide Account Types
Nationwide Features & Account Types


Ampere Account Types
Ampere Features & Account Types


NationwideAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Nationwide vs Ampere Customer Support Options

NationwideAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Nationwide vs Ampere Foreign Currency Accounts

NationwideAmpere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Canadian Dollar
  • Australian Dollar
No

Other Business Services From Nationwide and Ampere

Nationwide Account Types
Other Nationwide Services


Ampere Account Types
Other Ampere Services


NationwideAmpere
Business LoansNoYes
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Nationwide vs Ampere Banking Basics

NationwideAmpere
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number106078900594
WebsiteNationwide WebsiteAmpere Website

Common Comparison Questions

Does Nationwide or Ampere have better customer reviews?

Nationwide scores 1.7 out of 5 based 5,509 Trustpilot reviews. Of these reviews 15% are 5-star and 75% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Nationwide or Ampere have a better App?

Nationwide’s iPhone App is rated 4.8 out of 5 based on 595,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 106,000 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Nationwide or Ampere have better business savings rates?

Nationwide offers the following types of business savings accounts: Instant access, Limited access, Fixed rate with interest rates ranging from 2.25% to 6.50%. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Lloyds Bank vs Tide
Lloyds Bank vs Virgin Money
Lloyds Bank vs Monzo
Lloyds Bank vs Bank of Scotland
Lloyds Bank vs Metro Bank


For other business bank accounts see our guide here.

 



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