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Nationwide VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Nationwide or Amaiz better for your small business?



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Below we look at both Nationwide and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Nationwide Homepage
Nationwide Homepage


Amaiz Homepage
Amaiz Homepage
 

Nationwide vs Amaiz Trustpilot Reviews

NationwideAmaiz
Trustpilot Review Score (out of 5)1.74.1
Percent 5-Star Reviews15%68%
Percent 1- Star Reviews75%20%
Total Number of Reviews5,509168
Sources:
https://www.trustpilot.com/review/www.nationwide.co.uk
https://www.trustpilot.com/review/amaiz.com

Nationwide vs Amaiz App Reviews

NationwideAmaiz
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews595,000No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews106,000No Reviews
Sources:
https://apps.apple.com/gb/app/nationwide-mobile-banking/id542355130
https://www.apple.com/uk/app-store/

Nationwide vs Amaiz Account Fees & Charges

NationwideAmaiz
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6.50£49
Most Expensive Monthly Account Fee£30£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)1%Free
Cheques (in/out)£1.50Free
CHAPS Payments Cost£15£15
SEPA Payments CostNo£3

Nationwide vs Amaiz Business Savings Rates

NationwideAmaiz
Types of Business Savings AccountsInstant access, Limited access, Fixed rateNone
Lowest Savings Rate (AER)2.25%NA
Maximum Savings Rate (AER)6.50%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Nationwide vs Amaiz Account Opening Times

NationwideAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Nationwide vs Amaiz Features & Account Types

Nationwide Account Types
Nationwide Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


NationwideAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Nationwide vs Amaiz Customer Support Options

NationwideAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Nationwide vs Amaiz Foreign Currency Accounts

NationwideAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Canadian Dollar
  • Australian Dollar
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Nationwide and Amaiz

Nationwide Account Types
Other Nationwide Services


Amaiz Account Types
Other Amaiz Services


NationwideAmaiz
Business LoansNoNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Nationwide vs Amaiz Banking Basics

NationwideAmaiz
Bank TypeBuilding SocietyChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number106078900857
WebsiteNationwide WebsiteAmaiz Website

Common Comparison Questions

Does Nationwide or Amaiz have better customer reviews?

Nationwide scores 1.7 out of 5 based 5,509 Trustpilot reviews. Of these reviews 15% are 5-star and 75% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Nationwide or Amaiz have a better App?

Nationwide’s iPhone App is rated 4.8 out of 5 based on 595,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 106,000 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Nationwide or Amaiz have better business savings rates?

Nationwide offers the following types of business savings accounts: Instant access, Limited access, Fixed rate with interest rates ranging from 2.25% to 6.50%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Nationwide vs ICICI Bank UK
Nationwide vs Intergiro
Nationwide vs GoSolo
Nationwide vs 3S Money
Nationwide vs MultiPass


For other business bank accounts see our guide here.

 



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